HomeCall TariffsHow to Borrow Credit From Glo Borrow Me Credit Code (2022)

How to Borrow Credit From Glo Borrow Me Credit Code (2022)

This article contains how to borrow airtime credit from Glo in Nigeria - Get the USSD code used to lend money using Glo Borrow Me Credit service.

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There are times when you simply do not have enough money to recharge and make important calls on your Glo line, those times are far behind us! Today, it’s so easy to borrow airtime credit from Glo when you run out of airtime. For those searching for the code used to lend money or airtime on their Glo line for free and pay later, then here is the place to be.

Nigeria’s top mobile telecommunication giant Globacom has provided a USSD code that allows you to easily apply to borrow airtime credit from them for free and pay back later. There is absolutely no reason to be stranded anymore.

With this airtime borrowing service called Glo Borrow Me Credit, you can ask for airtime and then pay back later when you recharge your Glo SIM card (*Terms and conditions apply though). There are other ways to recharge on your Globacom SIM aside from this when stranded, however, this method does not require borrowing airtime from Glo, I’ve covered it in one of my previous posts, click here for details.

In this write-up on Naijaknowhow, I will be showing you how to borrow credit from Glo and pay it back later!


Here’s How to Borrow Credit From Glo in Nigeria With Glo Borrow Me Credit Code

Glo Borrow Me Credit service allows you to borrow or loan airtime from Glo and pay it back later. To use this service, you must have passed the criteria below;

  • You must be a prepaid user.
  • Sim must be at least four months old.
  • You have an active usage history (must be recharging regularly & more)

Borrowable amount

The amount that can be borrowed from Glo is N50, N100, N200, N500 & N1000.

To borrow airtime credit from Glo;

  • You can borrow by dialling *321#. Both methods will provide you with the amounts you qualify for. To get specific denominations use the following shortcodes:



*321*50# N50
*321*100# N100
*321*200# N200
*321*500# N500
*321*1000# N1000

Glo service charge:

You will pay 15% of the borrowed amount as a service charge. E.g, if you borrow N100, you will receive N85.

Glo Eligibility Matrix

Denomination (N)

Time On Network (Months)

Average Monthly Refills

Service Charge Amount (N)

Airtime Credited (N)

50 3 4 7.5 42.5
100 3 4 15 85
200 3 4 30 170
500 3 4 75 425
1000 3 4 150 850
2000 3 4 300 1700


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That’s how to borrow credit from Glo. Go ahead and start borrowing airtime credit from the Glo network today. Let me know if the code works for you through the comment box below. You can read my post on the best Glo tariff plans and migration codes in Nigeria before you go.

Also, see:

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