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How to Borrow Airtime Credit From MTN XtraTime Code

By
Viklin
Last updated: March 23, 2023
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4 Min Read
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Are you searching for the code used to lend money or airtime on your MTN line for free and pay later, then here is the place to be. This post contains how to borrow credit from MTN in Nigeria – MTN XtraTime.

Contents
Here’s How to Borrow Credit From MTN in Nigeria – MTN XtraTimeHow to check XtraTime eligibility on MTNBorrowable amountTo borrow credit on MTNMTN service chargeConclusion:Related:

Nigeria’s top mobile telecommunication giant MTN has provided a USSD code that allows you to easily apply to borrow airtime credit from them for free and pay back later. There is absolutely no reason to be stranded anymore.

With this MTN XtraTime airtime borrowing service, you can ask for airtime and then pay back later when you recharge your MTN SIM card (*Terms and conditions apply though). There are other ways to recharge on your MTNbacom SIM aside from this when stranded, however, this method does not require borrowing airtime from MTN, I’ve covered it in one of my previous posts, click here for details.

In this write-up on Naijaknowhow, I will be showing you how to borrow credit from MTN and pay it back later!

Here’s How to Borrow Credit From MTN in Nigeria – MTN XtraTime

mtn.png

MTN XtraTime allows you to borrow airtime from MTN and pay back later, but before you request to borrow credit from MTN, bear this in mind; MTN XtraTime is only available to active prepaid MTN customers. Also, put into consideration, other eligibility criteria below;

  • SIM must be prepaid
  • SIM must be registered
  • The customer’s main account balance must be between N0 and N12
  • MTN’s consideration of Customer’s monthly recharge frequency
  • MTN’s consideration of Customer’s average monthly spend
  • The customer must have paid up any previous XtraTime request and the charges associated thereto.
Also Read:  16 Websites to Learn Programming/Coding for Free (Beginners to Advanced)

How to check XtraTime eligibility on MTN

Here’s how to check if you’re eligible to borrow credit on MTN.

  • Dial *606# » Select 1 to check eligibility

Borrowable amount

The amount that can be borrowed on MTN is N25, N50, N100, N200, N400, N500, N750, N1000, N1500, N2000, N3000 and N5000.

To borrow credit on MTN

  • Dial *606# » select Request Airtime » Select the amount to borrow.

MTN service charge

You will pay 15% of the borrowed amount as a service charge. E.g, if you borrow N100, you will receive N85 or if N50, you will receive N42.50.

NOTE: CREDIT BORROWED WILL BE REPAID BACK THROUGH RECHARGE CARD, ME2U, BANK MOBILE RECHARGE OR OTHER METHODS OF FUNDING THAT RECHARGES YOUR MAIN CREDIT ACCOUNT.

Conclusion:

There you go! That’s how to borrow credit from MTN. Go ahead and start borrowing airtime from the MTN network. Let me know if the code works for you through the comment box below. You can also click the link to see the cheapest MTN tariff plans and migration codes before you leave.

Related:

How to borrow Airtime from Glo | How to borrow Airtime from Airtel | How to borrow Airtime from 9mobile | Best & Cheapest Data Plans In Nigeria | How To Borrow Data On MTN

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TAGGED:How to borrow credit on MTNMTNMTN XtraTime
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franklin victor
ByViklin
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Passionate about technology and gadgets, I'm also an experienced architect and content & SEO specialist. When I'm not diving into the latest innovations, you’ll find me cheering for Inter Milan.
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9 Comments 9 Comments
  • 07037315871 says:
    May 25, 2023 at 2:13 pm

    It been almost a year now I tried to borrow airtime I was told that I was not eligible what can I do

    Reply
    • franklin victor Viklin says:
      May 25, 2023 at 5:09 pm

      MTN is in the best position to answer this question. So please call them to know why you can’t borrow airtime. However, I think your eligibility somewhat depends on how often you’ve recharged your line in the past.

      Reply
  • Joseph says:
    April 19, 2023 at 6:24 am

    It been 4months now since I bought this simcard but still am not eligible to borrow airtime

    Reply
  • Orija Damilola says:
    April 7, 2022 at 11:05 pm

    Sir I tried borrowing money from mtn,but they kept saying after 6 months and is over six months now and they are still saying same thing

    Reply
    • franklin victor Viklin says:
      April 8, 2022 at 1:22 am

      Have you tried contacting their support personnel?

      Reply
  • Ovee says:
    August 13, 2021 at 10:04 pm

    Am in Lagos State

    Reply
  • Peter Damascus says:
    May 26, 2018 at 3:36 pm

    Please sir I tried borrowing money from MTN but I was told that I was not eligible, what should I do?

    Reply
    • fnaf games says:
      August 10, 2023 at 5:01 am

      If you were informed that you are not eligible to borrow money from MTN, you can contact customer support or review your account.

      Reply
  • benedict says:
    December 28, 2017 at 1:16 am

    ya

    Reply

Hey fam, don't go without a reply!Cancel reply

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