HomeAndroid6 Best Digital Bank Apps in Nigeria for Android and iOS (2021)

6 Best Digital Bank Apps in Nigeria for Android and iOS (2021)

Today's article covers a list of digital bank apps in Nigeria, I'll be listing out the best digital bank apps in Nigeria that you can use on your Android and iOS device, with these apps you can bank easily anywhere in Nigeria.

If you’re very attentive to online activities and news going on in the tech world, then you’d have known things are getting a lot easier in terms of how we handle things that involve physical presence. Are you looking for ways to bank digitally and easily? I’ve listed the best digital bank apps in Nigeria to bank easily on your Android and iOS devices.

Nowadays we no longer need to go to the bank before we can actually have a bank account, digital banking has made it all easier and I can tell you how awesome that is, especially in Nigeria where we usually have hectic day to day activities.

Just like how you can sell gift cards on apps and also trade your bitcoin easily, digital bank apps also make it easier for you to have a bank account, send and receive money, pay bills easily without going to the bank.

Today’s article on Naijaknowhow covers a list of digital bank apps in Nigeria, I’ll be listing out the best digital bank apps in Nigeria that you can use on your Android and iOS device, with these apps you can bank easily anywhere in Nigeria.

List of the Best Digital Bank Apps in Nigeria for Android and iOS

1. V by VFD

digital bank apps

V by VFD or VFD Microfinance Bank is one of the most outstanding digital banks in Nigeria and it makes banking very easy these days. I had this app on my phone for some time but didn’t use it until this month, after some time using it, I realized there’s a lot one can enjoy using V by VFD.

You can easily open a bank account using V by VFD, you can send and receive money without VAT charges, you recharge your phone, pay for tuition fees, pay electricity and tv bills and so much more, and all these can be done easily without stress. V by VFD is one of the best digital bank apps in Nigeria with a nice user experience.

V by VFD
V by VFD
Developer: VFD MFB
Price: Free

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‎V by VFD
‎V by VFD
Developer: Savi.ng
Price: Free

2. Kuda

digital bank apps

Kuda bank is another digital bank app I know and can say it’s been awesome so far, allowing one to make an online payment in their comfort zone and also save and get 15% interest on savings made with them. Kuda is free and doesn’t charge for transactions made and it’s even safe and secured and also licensed by the CBN.

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You can open a Kuda bank account by just using your BVN and you can also request a free debit card to make online payments and withdraw. Kuda is an outstanding digital bank app and it’s one of the best digital bank apps in Nigeria.

3. ALAT

digital bank apps

Alat is a digital bank that was introduced by Wema Bank some years ago, and it’s been a stress saving bank app so far and it has a huge number of customers using it to make payments, settle bills and also sending and receiving money anytime. Alat has a lot of features and its services are top-notch

On Alat, you can request USD, EURO, GBP debit cards for nothing less than N1000 naira and it also allows you to open a free domiciliary account that’ll allow you receive money in USD, EURO and GBP. It’s one of the best digital bank apps in Nigeria and you can use this app on Android and iOS

ALAT
ALAT
Developer: ALAT By WEMA
Price: Free

‎ALAT
‎ALAT
Developer: Wema Bank Plc
Price: Free

4. Rubies Digital Bank

Rubies Digital Bank is another digital bank app in Nigeria that you’ll love to use, it’s free just like other digital bank apps I’ve listed above, but what I love most about this one is that you can have your own unique account number, means you can decide how you want your account number to appear.

You can also request a debit card at zero charges, you make payments and won’t be charged for VATs or any side fee. Rubies Digital Bank has great customer support, so anytime you have issues that need support, they’ll assist you asap.

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Rubies
Rubies
Developer: Rubies MFB
Price: Free

‎Rubies
‎Rubies

5. FirstBank Digital Banking

If you want to have an account with First Bank and you don’t want to go through the normal process, then FirstBank Digital Banking is the alternative method you should use and it’s very fast and convenient. You can use the FirstBank Digital Banking app to send and receive money, check account information, balances and other stuff.

FirstBank Digital Banking also lets you make huge deposits anytime and you can also get your debit card submitted to you without stress. FirstBank Digital Banking is one of the best digital bank apps in Nigeria.

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FirstBank Digital Banking App
FirstBank Digital Banking App
Developer: FirstBank
Price: Free

6. Sparkle

There’s no better feeling than opening a bank account without using documents to open them, what you only need is your BVN and with that, you’re good to go and all that is made easy on Sparkle. With Sparkle, you can have a bank account within a blink of an eye. It’s very fast and it’s one of the best.

Aside from being one of the top digital banking apps, Sparkle is also a very great investment app, you can save and Invest on the Sparkle app and you’ll get a good interest rate when you need your money. Sparkle has great customer support and it’s licensed by the CBN so there’s no reason to be worried about their legitimacy.

Sparkle - Lifestyle & Finance
Sparkle - Lifestyle & Finance

Conclusion (digital bank apps):

With these digital bank apps I’ve listed, you’ll really find it easy to have a bank account and also make payments, send and receive money in Nigeria without going through stress, everything is easy with digital bank apps.

Related:

Best Loan Apps in NigeriaHow to do Cardless ATM Withdrawal in NigeriaHow to Deactivate Bank USSD CodeList of All Bank USSD CodesBank Transfer Codes

Grimes
I love writing on top list articles covering both android games and applications. A short-time blogger here. I'm a music lover and a certified Liverpool Fc Fan.

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