List of All Bank USSD Codes in Nigeria (Mobile Banking)

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Are you looking for a post that showcases all bank USSD codes in Nigeria? Here is the post you’ve been searching for. Keep reading to get all the mobile banking codes for all banks in Nigeria — Access, ALAT, Diamond, Ecobank, Fidelity, FCMB, GTBank, First, Heritage, Keystone, Stanbic IBTC, Polaris (Skye), Sterling, Union, Unity, UBA, Wema and Zenith.

No doubt that mobile usability has taken over when it comes to surfing the web. The banking industry isn’t excluded in this course as most banks have embraced and activated what is known to be the future of banking.

It’s also not to be denied of the ease of use of USSD (Unstructured Supplementary Service Data) mobile banking codes, with the introduction of USSD codes, you can carry out transaction directly from your smartphones or feature phones easily, swift and conveniently. The fact that you also don’t need an internet connection to use these bank USSD codes even make it sweeter.

Table of Contents

Benefits of USSD banking

  • Open an account from anywhere.
  • Service does not require filling of forms.
  • No minimum opening balance is required to open a new account via USSD.
  • Service attracts no charge.
  • You have unlimited access to your account at any time.
  • No dependency on internet or third party.
  • Available 24 hours a day and 7 days a week.
  • Saves you the stress of queuing up in the banking halls

Getting started with USSD banking

A mobile transaction using USSD codes require account registration for first-timers and PIN code (either 4 or 5 digits depending on the bank involved) which could be done by simply dialling the various bank USSD code (as seen below) and follow the screen prompts. The PIN code serves as your security against fraudsters and would be required for all your next transactions.

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That said, let’s quickly delve right into Naijaknowhow’s list of all bank USSD codes in Nigeria.

List of all bank USSD codes in Nigeria (2019)

1. Access Bank USSD Codes (*901#)

access-bank.jpg

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Contained below is a table showing all Access bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

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All Access bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *901*5#
Airtime Top-Up for Self *901*Amount#
Airtime Top-Up for Others *901*Amount*Phone Number#
Transfer to Access Account *901*1*AMOUNT*NUBAN Account Number#
Transfer to Other banks *901*2*AMOUNT*NUBAN Account Number#
Pay bills *901*3#

2. ALAT Bank USSD Codes (*945#)

ALAT by WEMA digital bank logo

Contained below is a table showing all ALAT digital bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All ALAT bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *945*0#
Airtime Top-Up for Self *945*Amount#
Airtime Top-Up for Others *945*phone Number*Amount#
Transfer to ALAT Account *945*Account Number*Amount#
Transfer to Other banks *945*Account Number*Amount#

3. Diamond Bank USSD Codes (*426#)

diamond-bank.jpg

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Contained below is a table showing all Diamond bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Diamond bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *426*00#
Airtime Top-Up for Self *426*Amount#
Airtime Top-Up for Others *426*Amount*Phone Number#
Transfer to Diamond Account / Others *426*Amount*Account Number#
To subscribe to C.R.E.A.M *426*463#
Change PIN *426*0#

4. Ecobank USSD Codes (*326#)

Ecobank Text Banking

Contained below is a table showing all Ecobank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Ecobank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *326*0#
Airtime Top-Up for Self *326*Amount#
Airtime Top-Up for Others *326*Amount*Phone Number#
Transfer to Ecobank Account *326*1*Amount#
Transfer to Other banks *326#
Pay bills *326#

5. Fidelity Bank USSD Codes (*770#)

fidelity bank logo

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Contained below is a table showing all Fidelity bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Fidelity bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *770*0#
Airtime Top-Up for Self *770*AMOUNT#
Airtime Top-Up for Others *770*PHONE*AMOUNT#
Transfer to Fidelity Account *770*ACCOUNT*AMOUNT#
Transfer to Other banks *770*ACCOUNT*AMOUNT#
Pay bills *770#
ATM cardless withdrawal *770*8*AMOUNT#
Change PIN *770*00#
Update BVN *770*02#
Block Card *770*911#
Block Phone from USSD Banking *770*911*08012345678#
Block Account from USSD Banking *770*08012345678#
Choose SMS and Email Alert
*770*2#

Note: Balance Enquiry costs N20, Intra-bank Transfer costs N70, Interbank Transfer costs N70 and Bill Payments costs N105.

6. FCMB USSD Codes (*329#)

fcmb-first-city-monument-bank

Contained below is a table showing all FCMB USSD codes for transferring money, recharging mobile phones, checking balance and more.

All FCMB USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *329*00#
Airtime Top-Up for Self *329*Amount#
Airtime Top-Up for Others *329*Amount*Mobile number#
Transfer to FCMB Account/Others *329*Amount*Account number#
Reset PIN *329*0#
Buy Data *329*1*Mobile Number#
Pay bills (DSTv & GOTv) 329*2*Amount*Smartcard Number#
READ:  How to Check Bank Account Balance in Nigeria (Codes) 2020

7. First Bank USSD Codes (*894#)

first-bank.jpg

Contained below is a table showing all First bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All First bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Enroll *894*0#
Account Opening *894*0#
Check balance *894*00#
Airtime Top-Up for Self *894*Amount#
Airtime Top-Up for Others *894*Amount*Phone Number#
Transfer to First Account/Other *894*Amount*Account Number#

8. GTBank USSD Codes (*737#)

gtbank.jpg

Contained underneath is a table showing all GTBank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All GTBank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Open Account *737*0#
Reactivate Account *737*11#
Check balance / Account Number /BVN *737*6*1#
Airtime Top-Up for Self *737*amount#
Airtime Top-Up for Others *737*Amount*Recipient’s number#
Data Top-Up *737*4#
Transfer to GTBank Account *737*1*Amount*NUBAN Account Number#
Transfer to Other banks *737*2*Amount*NUBAN Account Number#
Create PIN *737*5#
Enquires *737*6#

9. Heritage Bank USSD Codes (*322#)

heritage-bank.jpg

Contained below is a table showing all Heritage bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Heritage bank USSD codes for mobile banking

10. Keystone Bank USSD Codes (*7111#)

keystone-bank.jpg

Contained below is a table showing all Keystone bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Keystone bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Register *7111*0#
Check balance *7111*1#
Airtime Top-Up for Self *7111*Amount#
Airtime Top-Up for Others *7111*Amount*Phone Number#
Transfer to Keystone Account/Others *7111*Amount*Account Number#
Pay bills *7111*2#

11. Polaris Bank USSD Codes (*833#)

Polaris Bank Logo

Contained below is a table showing all Polaris (Skye) bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Polaris bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Opening Account *833*1#
Check balance *833*6#
Airtime Top-Up for Self *833*AMOUNT#
Airtime Top-Up for Others *833*AMOUNT*PHONENUMBER#
Transfer to Polaris Account/Others *833*AMOUNT*ACCOUNTNUMBER#
Update BVN *833*5#
Pay With MasterPass *833*7#
Pay bills *833*2#

12. Stanbic IBTC Bank USSD Codes (*909#)

Stanbic IBTC Bank

Contained below is a table showing all Stanbic IBTC Bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Stanbic IBTC bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *909*1*1#
Airtime Top-Up for Self *909*Amount#
Airtime Top-Up for Others *909*Amount*phone number#
Transfer to Stanbic Account *909*11*Amount*Account Number#
Transfer to Other banks *909*22*Amount*Account Number#

13. Sterling Bank USSD Codes (*822#)

Sterling Bank Logo

Contained below is a table showing all Sterling bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Sterling bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Register for USSD Service 822*1*NUBAN#
Check balance *822*6#
Check Account Number *822*8#
Airtime Top-Up for Self *822*Amount#
Airtime Top-Up for Others *822*Amount*Phone Number#
Transfer to Sterling Account *822*4*Amount*Account Number#
Transfer to Other banks *822*5*Amount*Account Number#
READ:  How To Check Diamond (Access) Bank Account Balance via Phone

14. UBA USSD Codes (*919#)

uba.jpg

Contained below is a table showing all UBA USSD codes for transferring money, recharging mobile phones, checking balance and more.

All UBA USSD codes for mobile banking

Transaction Type
USSD Banking Code
Check balance *919*00#
Airtime Top-Up for Self *919*Amount#
Airtime Top-Up for Others *919* Phone number* Amount#
Transfer to UBA Account *919*3*account number*amount#
Load UBA Prepaid Card *919*32#
Transfer to Other banks *919*4*account number*amount#
Pay bills *919*5#
ATM cardless withdrawal *919*30*Amount#

15. Union Bank USSD Codes (*826#)

union-bank.jpg

Contained below is a table showing all Union bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Union bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Register *826#
Check balance *826#
Airtime Top-Up for Self *826*amount#
Airtime Top-Up for Others *826*amount*recipient’s mobile no#
Transfer to Union Account *826*1*amount*account no#
Transfer to Other banks *826*2*amount*account no#
Create PIN *826*5#

The charge for fund transfer to other banks is ₦52.50 per transaction. It is free to other UBN account. We know you understand

16. Unity Bank USSD Codes (*7799#)

unity bank.jpg

Contained below is a table showing all Unity bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Unity bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Account Opening *7799#
Check balance *7799#
Airtime Top-Up for Self *7799*Amount#
Airtime Top-Up for Others *7799*Phone Number*Amount#
Transfer to Unity Account *7799*1*Account No*Amount#
Transfer to Other banks *7799*2*Account No*Amount#
Pay bills *7799#
BVN Verification *7799#
Change PIN *7799#

17. Wema Bank USSD Codes (*945#)

Wema Bank

Contained below is a table showing all Wema bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Wema bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Check balance *945*0#
Airtime Top-Up for Self *945*Amount#
Airtime Top-Up for Others *945*phone Number*Amount#
Transfer to Wema Account *945*Account Number*Amount#
Transfer to Other banks *945*Account Number*Amount#
READ:  Stanbic IBTC Posts N75 Billion Profit In 2019 Full Year Audited Group Results

18. Zenith Bank USSD Codes (*966#)

zenith-bank.jpg

Contained below is a table showing all Zenith bank USSD codes for transferring money, recharging mobile phones, checking balance and more.

All Zenith bank USSD codes for mobile banking

Transaction Type
USSD Banking Codes
Opening Account *966*0#
Check balance *966*00#
Airtime Top-Up for Self/Others *966*Amount*Mobile Number#
Transfer to Zenith Account/Others *966*Amount*Account Number#
Update BVN *966*BVN#
Pay bills (DSTv and PHCN) *966*7*Amount*Customer ID#
Pay Zenith Billers *966*6*Biller code*Amount#
Reset USSD Password & PIN *966*60#
Deactivate Mobile Banking Profile *966*20*0#
Deactivate Account *966*911#
Block Card *966*60#
Other Self Service *966*60#

That’s it, those are the updated list of all bank USSD codes to carry out financial transactions directly from your mobile devices. This article would be constantly updated as time goes on.

We welcome your comments, questions, corrections and additional information relating to this post.

More on Mobile Banking:

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Viklin
Viklinhttps://naijaknowhow.net
Tech Enthusiast | Gadget Lover | Architect | Content & SEO Expert @ SEOEXPERTS.COM.NG | Inter Milan Fan ⚽. Writing history one piece at a time. You can connect with me on social media using the buttons below. Cheers!

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