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Banking & FinanceTech Tutor

How to Link BVN With Your Bank Account in Nigeria (Mobile USSD Code)

Want to know how to link BVN with your bank account (mobile USSD code)? Check out all banks' codes to link your Bank Verification Number.

By
Viklin
Last updated: February 13, 2024
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This post contains steps on how to link BVN with your bank account (mobile USSD code). Scroll down to find all bank USSD codes used to link your BVN (Bank Verification Number).

Contents
  • Benefits Of BVN (Bank Verification Number)
  • How to Enrol for BVN
  • How to Link BVN With Your Bank Account (Mobile USSD Code)
    • Access Bank
    • Ecobank
    • FCMB
    • Fidelity Bank
    • First Bank
    • GTBank (Guarantee Trust Bank)
    • Keystone Bank
    • Stanbic IBTC Bank
    • Sterling Bank
    • UBA (United Bank of Africa)
    • Unity Bank
    • Wema Bank (ALAT)
    • Zenith Bank
  • Conclusion

Banks, in conjunction with Nigeria mobile telecommunications networks, have made transactions easier for their customers. Mobile phone users can do a lot of things directly on their mobile devices. Previously on Naijaknowhow, I have shared with you how to:

  • Recharge your phone from your bank account on your phone
  • Transfer funds directly on your mobile phone
  • Best Domiciliary Account in Nigeria (Top 5 Banks)
  • Best Stock Trading Apps For Beginners

On February 14, 2014, the Central Bank of Nigeria, through the Bankers’ Committee and in collaboration with all banks in Nigeria launched a centralised biometric identification system for the banking industry tagged Bank Verification Number (BVN).

Benefits Of BVN (Bank Verification Number)

  • BVN gives a unique identity that can be verified across the Nigerian banking industry (not peculiar to one bank).
  • Customers’ bank accounts are protected from unauthorised access.
  • It will address issues of identity theft, thus cutting exposure to fraud.
  • The BVN will enhance the banking industry’s chances of being able to fish out blacklisted customers.
  • Reduce queues in banking halls.
  • A standardised efficiency of banking operations.
  • The customer’s unique BVN is accepted as a means of identification across all Nigerian banks.

How to Enrol for BVN

  • Visit any bank branch and complete the enrolment form
  • Your biometric data (fingerprint, photograph and signature) will be captured on the system
  • You will then receive a Ticket ID
  • BVN will be sent to your registered mobile number

The purpose of this post on Naijaknowhow is to help those who want to link their Bank Verification Number (BVN) with their bank accounts. If you already own a BVN for another bank and want to connect with other bank accounts you also own, then you will have to see how to check your Bank Verification Number on your phone before linking with other banks.

Also Read:  How to Convert Airtime to Cash in Nigeria (All Networks)

Without further ado, let’s dive right into it!

How to Link BVN With Your Bank Account (Mobile USSD Code)

Access Bank

Access Bank new logo

To link your BVN to your Access bank account, here are the steps to follow;

  • Link BVN (Access Bank): Simply text BVN, your account number, and BVN number to 20121 e.g. BVN 06812345678 22498765432 to 20121, on the phone number associated with your account.

Alternatively, you can do it via Access Internet Banking using the following steps;

  • Login on the Internet Banking platform
  • Select the Service Requests Menu
  • Select Initiate Service Request
  • Select Link BVN

Ecobank

Ecobank banking

If you already have a BVN and want to link with your Ecobank account,

  • Simply dial *565*0# on your registered phone to retrieve your BVN and send a mail to [email protected] to link it with your Ecobank account.

You can also chat with their Customer Care Executive on our website, www.ecobank.com, via the Ecobank Mobile App or chat with them via WhatsApp at (234) 808-760-3717.

FCMB

FCMB logo

Here’s how to connect BVN with your FCMB account directly on your mobile device. Check out the USSD below.

  • Link BVN (FCMB): Dial *329# >> select self-service >> select link BVN to link BVN

Fidelity Bank

fidelity bank logo

Here’s how to link BVN with your Fidelity Bank account directly on your mobile device. See USSD below.

  • Link BVN (Fidelity Bank): Dial *770*02# on the mobile device attached to your bank to connect your Bank Verification Number.

First Bank

first-bank.jpg

Here’s how to link BVN with your First Bank account directly on your mobile device. See the USSD code below.

  • Link BVN (First Bank): Dial *894*BVN# to link your BVN on your phone.

Make sure you use the phone number associated with the bank account. For instance, if “01234567890” is your Bank Verification Number, you should dial *894*01234567890# for the BVN linkage.

GTBank (Guarantee Trust Bank)

gtbank.jpg

Here’s how to link BVN with your GTBank account directly on your mobile device. See USSD below.

  • Link BVN (GTBank): Dial *737*20*BVN# on the phone number associated with your account.

Keystone Bank

keystone bank logo

Here’s how to link BVN with your Keystone Bank account directly on your mobile device. Check out the steps below:

  • Visit the Keystone Bank BVN linkage portal via https://www.keystonebankng.com/link-your-bvn/
  • Enter your 10-digit NUBAN and your BVN Number, then click Submit to complete the process.
Also Read:  8 Places To Sell Your Used Phones in Nigeria (Online & Offline Options)

Stanbic IBTC Bank

Stanbic IBTC Bank logo

Here’s how to link BVN with your Stanbic IBTC Bank account instantly on your mobile device. Check out the steps below:

  • Visit the Stanbic IBTC Bank BVN linkage portal via https://bvn.stanbicibtcbank.com/
  • Enter your 10-digit NUBAN and your BVN Number, then click Submit BVN to complete the process.

Sterling Bank

Here’s how to link BVN with your Sterling Bank account directly on your mobile device. See USSD below.

  • Link BVN (Sterling Bank): Dial *822*3*BVN# on the number registered on your Sterling account.

UBA (United Bank of Africa)

uba.jpg

Here’s how to link BVN with your UBA account directly on your mobile device. See USSD below.

  • Link BVN (UBA): Dial *919*60*BVN# on the mobile number linked to your account to link your BVN.

Unity Bank

unity bank.jpg

Here’s how to link BVN with your Unity bank account directly on your mobile device. See USSD below.

  • Link BVN (Unity Bank): Dial *7799# >> Navigate to BVN Verification on the mobile number linked to your account to link your BVN.

Wema Bank (ALAT)

Wema Bank Official Logo

For people who want to link their Bank Verification Number to their ALAT or Wema bank account using the USSD code, follow the guide below:

  • Link BVN (Wema Bank): Simply dial *945*BVN# on your phone and press the send button.

To manage your BVN, you can dial the USSD code *945*4#.

Zenith Bank

zenith-bank.jpg

Here’s how to link BVN with your Zenith Bank account directly on your mobile device. See USSD below.

  • Link BVN (Zenith Bank): Dial *966*BVN# using the number associated with your account.

Conclusion

I hope this is clear. Do let us know if you successfully linked your BVN with your account. If you find out that there are other reliable ways to link your Bank Verification Number to your bank that weren’t shared above, kindly tell us through the comment box below. Thanks for taking the time to read Naijaknowhow‘s post and supporting us by sharing this article on your social media accounts.

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franklin victor
ByViklin
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Passionate about technology and gadgets, I'm also an experienced architect and content & SEO specialist. When I'm not diving into the latest innovations, you’ll find me cheering for Inter Milan.
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17 Comments 17 Comments
  • Umunna kelechi savior says:
    April 5, 2023 at 9:37 pm

    What about union bank

    Reply
  • Umunna kelechi savior says:
    April 5, 2023 at 9:36 pm

    No union bank

    Reply
  • Ivoke Samuel Monday says:
    August 16, 2022 at 1:07 pm

    UBA code is invalid

    Reply
  • Orim Kingsley says:
    July 26, 2022 at 5:29 am

    How to link my Bvn to my account

    Reply
  • Tony says:
    October 24, 2021 at 1:58 pm

    No USSD code for FCMB

    Reply
  • Amishe says:
    March 12, 2020 at 3:04 am

    Wat abt first bank

    Reply
  • agboola bosede temilade says:
    August 11, 2019 at 10:33 am

    Pls get me my bvn number thanks

    Reply
    • franklin victor Viklin says:
      August 13, 2019 at 4:05 pm

      Here is how to get your BVN.

      Reply
      • Success says:
        March 9, 2023 at 5:52 pm

        My wema code is not picking it is just parcing

        Reply
  • Double Income Investment says:
    July 19, 2019 at 10:49 am

    What about unity bank

    Reply
    • franklin victor Viklin says:
      July 21, 2019 at 3:16 am

      Added

      Reply
  • inno says:
    February 26, 2018 at 9:00 pm

    what about FCMB

    Reply
  • Jaycee says:
    December 11, 2017 at 7:44 am

    Comment:We need cbn ussd code verification no

    Reply
  • Oby says:
    October 23, 2017 at 6:14 pm

    Would appreciate if you could share how to link BVN to a First Bank account. Thanks.

    Reply
  • Ayodele Segun Michael Brainy says:
    July 1, 2017 at 11:59 pm

    Talk about other banks apart from those mentioned. Forza Inter

    Reply
    • franklin victor Viklin says:
      July 2, 2017 at 12:07 pm

      *Smiles…Hello Nerazzurian, It’s nice having you here. I will do my research and include them ASAP. Thanks for the heads up!

      Reply
  • Brainy says:
    July 1, 2017 at 11:57 pm

    You didn’t talk about linking BVN to Ecobank account. Forza Inter

    Reply

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