Are you looking for the best PayPal alternatives to receive payments on your Android or iOS device? If yes, then we’ve got you covered in this article you’re reading on NaijaKnowHow.
PayPal is one of the oldest and most trusted online payment platforms in the world, but it’s not always the best option for everyone because it doesn’t operate fully in some countries. The good news is that there are other apps you can use to get paid on your Android and iOS device, and we will be listing them below in today’s topic.
One thing you need to understand is that PayPal does give restrictions, especially on countries that are not Tier 1, and the alternatives to PayPal that’ll be listed below also give restrictions, so you might need a VPN or talk to a friend in PayPal supported countries to help you out.
List of The Best PayPal Alternatives for Android & iOS
Whether you own a business or you get paid as a blogger or affiliate marketer, you’ll need an app to receive your payment and since most organizations now send funds via digital payments, PayPal and some of its alternatives are best recommended to get paid.
1. Venmo
Venmo is a relatively new app with a lot of features. It was launched in 2009, but it has only been in the past few years that it has really taken off. It is now one of the most popular mobile payment apps because it’s so easy to use.
Sending money is as simple as sending a text message, which makes it perfect for splitting the check at dinner with friends or paying back anybody you wish to make payments to. This app also has the added benefit of not charging any transaction fees, which is great if you’re looking to save some money while still making payments quickly.
[appbox googleplay com.venmo&hl=en&gl=US]
[appbox appstore id351727428]
2. Apple Pay
The most popular PayPal alternative on iOS is Apple Pay. To use the app, you’ll need an iPhone or Apple Watch running iOS 11.0 or higher with a valid credit card. Money received via Apple Pay can be converted to credits on the Apple Store and can then be used to buy apps and game services on iOS.
When shopping online, some shopping websites also accept Apple Pay as a way to get paid via their stores. Apple Pay doesn’t give headaches compared to PayPal and that’s why it’s one of the best PayPal alternatives on iOS.
[appbox appstore id1160481993]
3. Payoneer
As the owner of a business, you need to have a secure way of accepting payments. Luckily there are a number of reliable options out there. One such option is Payoneer, an online payment platform that can help businesses make payments in over 190 countries and accept them in more than 200 currencies.
With Payoneer, you don’t need to worry about fees or fraud because it’s been verified by major players like HSBC and Chase Bank. Plus, they offer security measures like card tokenization so your personal information stays safe.
[appbox googleplay com.payoneer.android]
[appbox appstore id663338402]
4. Skrill
With over 180 supported countries across the globe, with Skrill, you can enjoy online payments even better. The app offers a fast and cheap way to send and receive funds online. You can withdraw money from your Skrill account into your bank account, it also gives a free prepaid visa card that’ll let you make online payments easily on any website.
Skrill is very easy to use, you’ll enjoy 24/7 services from its customer support and more than 1000 websites accepts Skrill payments. The app is very easy to use and it’s one of the best PayPal alternatives for Android.
[appbox googleplay com.moneybookers.skrillpayments]
[appbox appstore id718248239]
5. Google Pay
Google Pay is a mobile wallet by Google. It’s not as popular as PayPal, but it does have the advantage of allowing people to use their Android device or a physical card to make purchases. Customers can also send money to others using an email address or phone number, if you’ve had several issues with making payments with your virtual credit cards on Google Play Store, Google Pay will help you sort out payment issues online.
Google Play is one of the best PayPal alternatives out there and it’s an app that only Android users can use on their smartphones. The app has its own unique features, it’s very easy to use and it makes getting paid very easy. You can receive Google Pay in a form of a Gift Card which can be redeemed online.
[appbox googleplay com.google.android.apps.nbu.paisa.user&hl=en&gl=US]
[appbox appstore id1193357041]
6. Wise
Another good app like PayPal is Wise. Wise is a payment solution provider that currently operates in over 170 different countries. With this app, you can send and receive money internationally, it makes it easy to send, spend, convert and receive funds from any country without issues. You can get paid directly into your Wise account and then withdraw directly to your bank account.
Wise doesn’t place restrictions unlike PayPal, you can send and receive money faster with Wise, it also provides a debit card to shop online and you can also get paid with your real account details. Wise is one of the best PayPal alternatives for Android and iOS. Getting started with Wise is quite easy, the whole sign-up process isn’t tedious at all.
[appbox googleplay com.transferwise.android&hl=en&gl=US]
[appbox appstore id612261027]
7. Xoom Money Transfer
If you’re looking for a platform that runs full operations in most parts of the world. Xoom Money Transfer is one of the best options you can use. This platform is owned by PayPal but it doesn’t come with many restrictions like the normal PayPal app. Xoom is safe to use and it offers a fast, safe and reliable way to send money to another. Whether you’re sending locally or internationally, Xoom has got you covered. One of the unique features of Xoom Money Transfer is that it is very fast just like PayPal. There are other features on this app and some include zero transaction fees.
When you send money to your Xoom contact, you’ll not be charged any penny. Xoom Monet Transfer offers multiple ways to send money to anyone. You can send via bank deposit, wallet transfers and also cash pick-ups. This is one of the best PayPal alternatives out there even if it was developed by the same parent company. You can use Xoom Money Transfer almost anywhere in the world.
[appbox googleplay com.xoom.android.app]
[appbox appstore id529615515]
8. Cash App
Cash App has been another trusted online payment platform that most Americans use. To those living outside the USA, there’s a downside to using Cash App. The app is only available to those living in the US and nearby regions like Canada and the UK. With Cash App, you can send and receive money easily at no cost. With the Cash App tag, you can send any receive from anyone, There’s a lot you can do with the Cash App aside from sending or receiving funds. Cash App is also good for buying US stocks, you’ll get a free debit card for withdrawals and point of sale. Cash App is one of the best apps like PayPal and there’s no doubt about that.
Cash App also comes with features that’ll let users buy cryptocurrencies like Bitcoin and so on. Registering an account with Cash App is very easy as long as you’re from a supported region. There are a lot of offers that come with using Cash App. The app also comes with a friendly user interface, navigation is smooth as well. This is one of the best online payment apps like PayPal.
[appbox googleplay com.squareup.cash]
[appbox appstore id711923939]
9. Remitly
Remitly does work differently compared to PayPal but they share one common goal. While PayPal is known for its fast transaction rate, Remitly is known for sending money locally and internationally. Remitly offers one of the best ways to send and receive money from one country to another. The app is very easy to use and all you have to do is just to link your credit or debit card and start making payments. One of the reasons why you’ll like Remitly is that it gives good rates to transfer money. Even if you’re the receiver, you won’t be charged.
You’ll find Remitly supporting over 3000+ banks worldwide. You can send money from over 22 countries to 150+ countries. The app supports sending different payment systems, you’ll always get 24/7 support as well. Remitly offers one of the best functions for sending and receiving money online. You can always use Remitly as an alternative to PayPal, all you need to do is download and register on your device.
[appbox googleplay com.remitly.androidapp]
[appbox appstore id674258465]
10. WorldRemit
WorldRemit is another option on the list, there’s no doubt that it’s one of the best apps like PayPal and it does make sense to use. WorldRemit also works like Remitly and both apps offer a way to send and receive money anywhere in the world. WorldRemit is also very fast and it offers different options for sending money across. You can do bank transfers, cash pickup, and mobile money on the WorldRemit app. Another feature of the WorldRemit app is that you can use it for airtime top-ups. You could reduce the stress of going to banks to send money.
WorldRemit offers cool exchange rates, and transactions are also very fast. With WorldRemit, you might not need to worry about the stress of using PayPal. Although PayPal has its stress and headaches, everything does get better with WorldRemit. It is one of the best apps like PayPal and it makes sending money across borders very easy. You can head over to your app store and download the WorldRemit app.
[appbox googleplay com.worldremit.android]
[appbox appstore id875855935]
11. Zelle
Just like the Cash App, Zelle is another popular payment app in the USA and it works with most banks and credit unions in the USA. Zelle offers a fast, safe and easy way to send money to anyone. You can quickly top up your Zelle account from your bank account or credit card. Making payments with Zelle is super easy and also offers a good commission rate. You can send money from one bank to another via Zelle. The app is reliable and it is also user friendly, it works better than PayPal in most cases. You can link all your credit cards to Zelle and start making swift payments.
Getting started on Zelle is quite easy, once you download the app on your smartphone. All you need to do is signup using your visa or Mastercard that is linked to a USA checking account. Once done, add some amounts or send them directly from your linked card. Zelle works perfectly and it’s one of the best PayPal alternatives that you can use for sending and receiving money.
[appbox googleplay com.zellepay.zelle]
[appbox appstore id1260755201]
12. NETELLER
NETELLER is another app you can consider using if you need an alternative to PayPal. NETELLER is a digital wallet and you can have it anywhere and it serves multiple purposes. You can use it to send and receive money, make payments online and also get access to prepaid cards. NETELLER is super fast, very reliable and also user-friendly. While using NETELLER, you can use it to send money to more than 100+ countries, but it currently supports just 22 currencies. NETELLER makes online payment easy and that’s why it is strongly recommended.
If you’re looking for a digital wallet that’ll give you prepaid cards to make payments online. NETELLER is a great choice, you can always link your credit card and bank account. But if you’d prefer a prepaid card for POS, web payments and so on. You can use the NET + Prepaid Mastercard. NETELLER is safe to use and it operates in most countries. This is one of the best apps like PayPal that is highly recommended.
[appbox googleplay com.moneybookers.skrillpayments.neteller]
[appbox appstore id1095647938]
Conclusion
PayPal offers a great way to send, receive and make payments online, but the stress of having or keeping one can sometimes be overwhelming rather than pitching the stress, the listed apps can serve you better and that’s why they’re the best PayPal alternatives out there. Also, check out our article on how to sell your PayPal funds in Nigeria.
