HomeTech TutorHow to Check Bank Account Balance in Nigeria (Codes) in 2022

How to Check Bank Account Balance in Nigeria (Codes) in 2022

Check your bank account statement/inquiry directly from your mobile device via these USSD codes for Access, Ecobank, FCMB, Fidelity, Polaris, Unity, Union, Sterling, Stanbic IBTC, Zenith, GTBank, First, Keystone, Wema, Heritage.

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This article contains a list of USSD codes to check bank account balance on your mobile phones — Access (Diamond), Ecobank, Fidelity, FCMB, First Bank, GTBank, Heritage, Stanbic IBTC, Keystone, Polaris, Sterling, UBA, Unity, Wema and Zenith Bank.

Checking our bank account balance have been made easier and faster with the introduction of easy to access banking platforms (e-banking). It’s either you’re banking using Internet banking, mobile banking (app), or via ATM machines. But the problem is, without the internet most of those platforms can’t be effective.

Yes or No? Why ask, I am sure the answer is Yes! If you’ve ever been stranded without internet and need to check your bank account balance on a mobile phone. Then worry not, you can still know your bank account balance using simple USSD code with or without an active internet bundle on your device.

Here on Naijaknowhow, you’ll find a list of all bank’s USSD codes to check your bank account balance directly on the mobile phone. You can as well navigate and check your favourite bank below…

Table of Contents

All Nigerian Bank USSD Codes To Check Account Balance (Summary Table)

Bank Name

Account Balance USSD Code

Access (Diamond) Bank *901*00# or *426*00#
ALAT Bank *945*0#
Ecobank *326*0#
Fidelity Bank *770*0#
FCMB *329*00#
First Bank *894*00#
GTBank *737*6*1#
Heritage Bank *322*030#
Keystone Bank *7111*1#
Stanbic IBTC *909*1*1#
Polaris Bank *833*6#
Sterling Bank *822*6#
UBA *919*00#
Unity Bank *7799#
Union Bank *826*4#
WEMA Bank *945*0#
Zenith Bank *966*00#
Also Read:  How to Check Unity Bank Account Balance via Phone

How to Check Bank Account Balance on your mobile phone (Via USSD Code)

1. Access (Diamond) Bank

Access Bank new logo

Here’s how to check Access Bank account balance via USSD code;

  • To check your Access Bank account balance on your mobile phone, navigate to the phone’s dial button, then dial *901*00# » Authenticate using a four (4) digit security code (You can create a security code using the Menu option). Your account balance is immediately generated after this has been provided.
  • Alternatively, you can use *426*00# previously used to check Diamond Bank account balance.

2. ALAT Bank

ALAT by WEMA digital bank logo

Here’s how to check ALAT Digital Bank account balance via USSD code;

  • To check your ALAT Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *945*0#

3. Ecobank

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ecobank.jpg

Here’s how to check Ecobank account balance via USSD code;

  • To check Ecobank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *326*0# with the phone number registered and linked to your account.

Note: A service charge of N5 applies on each transaction.

4. Fidelity Bank

fidelity bank logo

Here’s how to check Fidelity Bank account balance via USSD code;

  • To check Fidelity Bank account balance inquiry on your mobile phone… Navigate to the phone’s dial button, then dial *770*0#

5. FCMB

FCMB logo

Here’s how to check FCMB account balance via USSD code;

  • To see your FCMB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *329*00#. (Make the number is associated with your FCMB account)

6. First Bank

first-bank.jpg

Here’s how to check First Bank account balance via USSD code;

  • To check your First Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *894*00#

7. GTBank

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gtbank.jpg

Here’s how to check GTBank account balance via USSD code;

  • To know your GTB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *737*6*1# » follow the prompt commands that will appear on your screen.

8. Heritage Bank

heritage-bank.jpg

Here’s how to check Heritage Bank account balance via USSD code;

  • To check Heritage Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *322*030# and follow the on-screen prompts.

9. Keystone Bank

keystone bank logo

Here’s how to check Keystone Bank account balance via USSD code;

  • To check your Keystone Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7111*1# and follow the on-screen prompts.

10. Stanbic IBTC

Stanbic IBTC Bank logo

Here’s how to check Stanbic IBTC Bank account balance via USSD code;

  • To check Stanbic Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *909*1*1# and follow the on-screen prompts.

11. Polaris Bank

Polaris Bank Logo

Here’s how to check Polaris Bank (Skye) account balance via USSD code;

To check your Polaris Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *833*6# and follow the on-screen prompts.

12. Sterling Bank

sterling bank

Here’s how to check Sterling Bank account balance via USSD code;

  • To check your Sterling Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *822*6#.

13. UBA

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uba.jpg

Here’s how to check UBA account balance via USSD code;

  • To check your UBA account balance on your mobile phone… Navigate to the phone’s dial button, then dial *919*00# » enter the last 4 digits of the PIN (first-time users only)

Note: First time users should insert a unique 4 digit PIN. Use PIN that can be easily remembered but if forgotten, contact UBA customer care for a PIN reset.

14. Unity Bank

unity bank.jpg

Here’s how to check Unity Bank account balance via USSD code;

  • To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7799*0# on the number you registered with.

15. Union Bank

union bank logo

Here’s how to check Union Bank account balance via USSD code;

  • To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *826*4# to setup (MTN, Globacom, Airtel, and 9mobile subscribers only)

16. WEMA Bank

Wema Bank

Here’s how to check WEMA Bank account balance via USSD code;

  • To check your WEMA Bank account balance on your mobile phone… Dial *945*0# » provide your PIN when prompted and your balance is displayed.

Note: Do you have the need to change your USSD PIN, dial *945*00# provide your current PIN and confirm the new PIN when prompted.

17. Zenith Bank

Zenith bank logo

Here’s how to check  Zenith Bank account balance via USSD code;

To check Zenith Bank account balance on your mobile phone… Navigate to the phone’s dial button, then follow the steps below…

  1. Dial the shortcode *966*00# from the line on which you receive AlertZ
  2. Register by entering the last 4 digits of your Debit Card number.
  3. Create and confirm your 4 digit PIN
  4. If successful, you will receive a “retrieving balance” message.
  5. An SMS arrives immediately with your current available balance

Conclusion:

This is the compilation of all USSD codes for checking your bank’s account balance/inquiry directly on your mobile device. This post shall constantly be updated if those codes keep changing, and help us by commenting when there is a change.

Remember to share this article on your social media accounts using the share button below, let other people get this useful information. Thanks for reading.

More on Mobile Banking:

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Viklin
Viklinhttps://naijaknowhow.net
Tech Enthusiast | Gadget Lover | Architect | Content & SEO Expert @ SEOEXPERTS.COM.NG | Inter Milan Fan ⚽. Writing history one piece at a time. You can connect with me on social media using the buttons below. Cheers!

20 COMMENTS

  1. I tried keystone USSD. It didn’t ask for Nuban, went straight to m-pin. Then have a list of banks. Keystone was NOT on that list. Any suggestions?

  2. Yes, Nigerian banks have improved drastically hence the introduction of this sophisticated methods of banking that makes transactions very simple, easy and convenient. Thanks for the article bro.

    Commenting from SpecNG

  3. I maintain Wema Bank Account Kindly advise if i want to uplift my transfer limit beyond N100,000 daily to N500,000 or above in case of emergency with ordinary smart phone without register online banking . What code do i need to activate this ?

Hey fam, don't go without a reply!

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