NaijaknowhowNaijaknowhowNaijaknowhow
  • Home
  • Guides
  • Apps & Software
  • Tech News
  • Phones
    • iPhone
    • Infinix
    • Nokia
    • OPPO
    • Samsung
    • TECNO
    • Xiaomi
    • More Phones
      • HONOR
      • Huawei
      • Gionee
      • Innjoo
      • itel
      • LEAGOO
      • Lenovo
      • LG
      • Motorola
      • Sony
      • Vivo
      • Other Smartphones
  • More
    • Internet & data
      • Telcos
      • Internet & Data
      • Call Tariffs
    • Operating System
      • Android
      • Apple iOS
      • iPadOS
      • macOS
      • Windows
    • Banking & Finance
    • Buying Guide
    • Computers
    • Gaming
    • Video Tutorial
    • Gadgets
    • Accessories
    • Online Business
    • Wearables
    • Featured
  • Advertise
  • Contact Us
  • My Bookmarks
Search
  • Customize Interests
  • About Us
  • Contact
  • Advertise
© NAIJAKNOWHOW MEDIA
Notification Show More
Font ResizerAa
NaijaknowhowNaijaknowhow
Font ResizerAa
Search
  • Home
  • Guides
  • Apps & Software
  • Tech News
  • Phones
    • iPhone
    • Infinix
    • Nokia
    • OPPO
    • Samsung
    • TECNO
    • Xiaomi
    • More Phones
  • More
    • Internet & data
    • Operating System
    • Banking & Finance
    • Buying Guide
    • Computers
    • Gaming
    • Video Tutorial
    • Gadgets
    • Accessories
    • Online Business
    • Wearables
    • Featured
  • Advertise
  • Contact Us
  • My Bookmarks
Follow US
  • About Us
  • Advertise
  • Banner Ads
  • Contact Us
  • Privacy Policy
  • Disclaimer
© NAIJAKNOWHOW MEDIA
Banking & FinanceTech Tutor

How to Check Bank Account Balance in Nigeria (Codes) in 2023

By
Viklin
Last updated: August 1, 2023
Share
9 Min Read
SHARE

If you find yourself without internet access and need to check your bank account balance on your mobile phone, don’t worry because you can obtain your balance using a USSD code, even if you don’t have an active internet bundle on your device. In this article, you will find a list of USSD codes to check bank account balances on your mobile phones — Access (Diamond), Ecobank, Fidelity, FCMB, First Bank, GTBank, Heritage, Stanbic IBTC, Keystone, Polaris, Sterling, UBA, Unity, Wema and Zenith Bank.

Contents
All Nigerian Bank USSD Codes To Check Account Balance (Summary Table)Bank NameAccount Balance USSD CodeHow to Check Your Bank Account Balance on Your Mobile Phone (Via USSD Code)1. Access (Diamond) BankHere’s how to check Access Bank account balance via USSD code;2. ALAT BankHere’s how to check ALAT Digital Bank account balance via USSD code;3. EcobankHere’s how to check Ecobank account balance via USSD code;4. Fidelity BankHere’s how to check Fidelity Bank account balance via USSD code;5. FCMBHere’s how to check FCMB account balance via USSD code;6. First BankHere’s how to check First Bank account balance via USSD code;7. GTBankHere’s how to check GTBank account balance via USSD code;8. Heritage BankHere’s how to check Heritage Bank account balance via USSD code;9. Keystone BankHere’s how to check Keystone Bank account balance via USSD code;10. Stanbic IBTCHere’s how to check Stanbic IBTC Bank account balance via USSD code;11. Polaris BankHere’s how to check Polaris Bank (Skye) account balance via USSD code;12. Sterling BankHere’s how to check Sterling Bank account balance via USSD code;13. UBAHere’s how to check UBA account balance via USSD code;14. Unity BankHere’s how to check Unity Bank account balance via USSD code;15. Union BankHere’s how to check Union Bank account balance via USSD code;16. WEMA BankHere’s how to check WEMA Bank account balance via USSD code;17. Zenith BankHere’s how to check  Zenith Bank account balance via USSD code;Conclusion:More on Mobile Banking:

The introduction of easy-to-access banking platforms (e-banking) has made checking our bank account balance easier and faster. We can bank using Internet banking, mobile banking (app), or via ATM. However, the effectiveness of most of these platforms depends on internet connectivity.

Here on Naijaknowhow, you’ll find a list of all bank’s USSD codes to check your bank account balance directly on your mobile phone. You can as well navigate and check your favourite bank below…

All Nigerian Bank USSD Codes To Check Account Balance (Summary Table)

Bank Name

Account Balance USSD Code

Access (Diamond) Bank *901*00# or *426*00#
ALAT Bank *945*0#
Ecobank *326*0#
Fidelity Bank *770*0#
FCMB *329*00#
First Bank *894*00#
GTBank *737*6*1#
Heritage Bank *322*030#
Keystone Bank *7111*1#
Stanbic IBTC *909*1*1#
Polaris Bank *833*6#
Sterling Bank *822*6#
UBA *919*00#
Unity Bank *7799#
Union Bank *826*4#
WEMA Bank *945*0#
Zenith Bank *966*00#
Also Read:  Meta Threatens Nigeria Exit, But FCCPC Says "You Can’t Run From Accountability"

How to Check Your Bank Account Balance on Your Mobile Phone (Via USSD Code)

1. Access (Diamond) Bank

Access Bank new logo

Here’s how to check Access Bank account balance via USSD code;

  • To check your Access Bank account balance on your mobile phone, navigate to the phone’s dial button, then dial *901*00# » Authenticate using a four (4) digit security code (You can create a security code using the Menu option). Your account balance is immediately generated after this has been provided.
  • Alternatively, you can use *426*00# previously used to check your Access Bank account balance.

2. ALAT Bank

ALAT by WEMA digital bank logo

Here’s how to check ALAT Digital Bank account balance via USSD code;

  • To check your ALAT Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *945*0#

3. Ecobank

ecobank.jpg

Here’s how to check Ecobank account balance via USSD code;

  • To check Ecobank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *326*0# with the phone number registered and linked to your account.

Note: A service charge of N5 applies on each transaction.

4. Fidelity Bank

fidelity bank logo

Here’s how to check Fidelity Bank account balance via USSD code;

  • To check Fidelity Bank account balance inquiry on your mobile phone… Navigate to the phone’s dial button, then dial *770*0#

5. FCMB

FCMB logo

Here’s how to check FCMB account balance via USSD code;

  • To see your FCMB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *329*00#. (Make the number is associated with your FCMB account)

6. First Bank

first-bank.jpg

Here’s how to check First Bank account balance via USSD code;

  • To check your First Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *894*00#

7. GTBank

gtbank.jpg

Here’s how to check GTBank account balance via USSD code;

  • To know your GTB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *737*6*1# » follow the prompt commands that will appear on your screen.

8. Heritage Bank

heritage-bank.jpg

Here’s how to check Heritage Bank account balance via USSD code;

  • To check Heritage Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *322*030# and follow the on-screen prompts.

9. Keystone Bank

keystone bank logo

Here’s how to check Keystone Bank account balance via USSD code;

  • To check your Keystone Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7111*1# and follow the on-screen prompts.

10. Stanbic IBTC

Stanbic IBTC Bank logo

Here’s how to check Stanbic IBTC Bank account balance via USSD code;

  • To check Stanbic Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *909*1*1# and follow the on-screen prompts.
Also Read:  6 Best Android Apps to Sell Gift Cards in Nigeria: 2025 Edition

11. Polaris Bank

Polaris Bank Logo

Here’s how to check Polaris Bank (Skye) account balance via USSD code;

To check your Polaris Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *833*6# and follow the on-screen prompts.

12. Sterling Bank

sterling bank

Here’s how to check Sterling Bank account balance via USSD code;

  • To check your Sterling Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *822*6#.

13. UBA

uba.jpg

Here’s how to check UBA account balance via USSD code;

  • To check your UBA account balance on your mobile phone… Navigate to the phone’s dial button, then dial *919*00# » enter the last 4 digits of the PIN (first-time users only)

Note: First time users should insert a unique 4 digit PIN. Use PIN that can be easily remembered but if forgotten, contact UBA customer care for a PIN reset.

14. Unity Bank

unity bank.jpg

Here’s how to check Unity Bank account balance via USSD code;

  • To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7799*0# on the number you registered with.

15. Union Bank

union bank logo

Here’s how to check Union Bank account balance via USSD code;

  • To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *826*4# to setup (MTN, Globacom, Airtel, and 9mobile subscribers only)

16. WEMA Bank

Wema Bank

Here’s how to check WEMA Bank account balance via USSD code;

  • To check your WEMA Bank account balance on your mobile phone… Dial *945*0# » provide your PIN when prompted and your balance is displayed.

Note: Do you have the need to change your USSD PIN, dial *945*00# provide your current PIN and confirm the new PIN when prompted.

17. Zenith Bank

Zenith bank logo

Here’s how to check  Zenith Bank account balance via USSD code;

To check Zenith Bank account balance on your mobile phone… Navigate to the phone’s dial button, then follow the steps below…

  1. Dial the shortcode *966*00# from the line on which you receive AlertZ
  2. Register by entering the last 4 digits of your Debit Card number.
  3. Create and confirm your 4 digit PIN
  4. If successful, you will receive a “retrieving balance” message.
  5. An SMS arrives immediately with your current available balance

Conclusion:

This is the compilation of all USSD codes for checking your bank’s account balance/inquiry directly on your mobile device. This post shall constantly be updated if those codes keep changing, and help us by commenting when there is a change. Remember to share this article on your social media accounts using the share button below, let other people get this useful information. Thanks for reading.

More on Mobile Banking:

  • All Bank Airtime Top-up Code
  • How To Check BVN Number
  • All Bank USSD Codes
  • Bank Transfer Codes
  • How To Block ATM Cards
How To Download DailyMotion Videos (Easy Methods)
How to Download Music to Your Phone (Android & iOS) – 2023
How to Fund Your Domiciliary Account in Nigeria (Best Methods)
How to Restore Deleted WhatsApp Chat, Here Are the Steps
6 Best Online TikTok Video Editors to Use in 2023
TAGGED:BankBank USSDBankingCheck Account BalanceMobile BankingNigeriaUSSDUSSD Code
Share This Article
Facebook Whatsapp Whatsapp
Share
franklin victor
ByViklin
Follow:
Passionate about technology and gadgets, I'm also an experienced architect and content & SEO specialist. When I'm not diving into the latest innovations, you’ll find me cheering for Inter Milan.
Previous Article live wallpaper apps for iphone Best Live Wallpaper Apps For iPhone in 2023
Next Article Adobe Spark - Online Video Editors 5 Best Online Video Editors | Free Sites to Make Videos Online (2023)
20 Comments 20 Comments
  • Seun David ogunyemi says:
    February 12, 2022 at 3:09 am

    Check my Ballance with my gmail

    Reply
  • Ann says:
    September 19, 2021 at 11:02 am

    Please I don’t have debit card, how can I check my balance without debit card? Thanks

    Reply
  • Adenugba Adeleke steven says:
    August 10, 2020 at 9:51 am

    How can I get my uba account number

    Reply
  • EmpireTechx says:
    November 6, 2019 at 2:37 pm

    Nice ever green post

    Reply
  • linksnology says:
    February 28, 2019 at 2:16 am

    thanks for sharing also check amahiphop

    Reply
  • Ade says:
    April 17, 2018 at 10:21 pm

    Comment:add me to the WhatsApp group please
    08124623475

    Reply
    • franklin victor Viklin says:
      April 18, 2018 at 11:09 am

      Added

      Reply
  • Tech Addict says:
    November 27, 2017 at 7:29 am

    This is a very nice and well composed article with great information on it. It will help most Nigerians to know the most popular USSD codes.

    Reply
  • Anna says:
    November 6, 2017 at 8:52 pm

    I tried keystone USSD. It didn’t ask for Nuban, went straight to m-pin. Then have a list of banks. Keystone was NOT on that list. Any suggestions?

    Reply
    • franklin victor Viklin says:
      November 7, 2017 at 12:58 pm

      If you aren’t getting it as explained above. Kindly email [email protected] for help.

      Reply
  • Ken says:
    August 21, 2017 at 4:31 pm

    Yes, Nigerian banks have improved drastically hence the introduction of this sophisticated methods of banking that makes transactions very simple, easy and convenient. Thanks for the article bro.

    Commenting from SpecNG

    Reply
  • Moses Atile says:
    May 19, 2017 at 5:54 am

    Good job. Keep it up.

    Reply
    • franklin victor Viklin says:
      May 19, 2017 at 6:31 am

      Thanks… cheers, I’m uplifted.

      Reply
  • Moruf Kolawole says:
    May 19, 2017 at 3:42 am

    I maintain Wema Bank Account Kindly advise if i want to uplift my transfer limit beyond N100,000 daily to N500,000 or above in case of emergency with ordinary smart phone without register online banking . What code do i need to activate this ?

    Reply
    • franklin victor Viklin says:
      May 19, 2017 at 6:30 am

      Please i will advise you to visit your bank to get the necessary information on this topic. Thanks for the comment.

      Reply
  • Tecmobs says:
    February 21, 2017 at 10:25 pm

    16 digit debit card no? thanks anyways

    Reply
  • Paul Flourish says:
    January 26, 2017 at 5:32 pm

    Comment:Wonderful and useful information.
    Kudos to you.

    Reply
    • franklin victor Viklin says:
      March 22, 2017 at 9:21 am

      Thanks for the comment. Hope to see you again soon.

      Reply
  • wilz says:
    October 17, 2016 at 3:43 pm

    Thanks ? informative

    Reply
    • franklin victor Viklin says:
      March 22, 2017 at 9:29 am

      My pleasure

      Reply

Hey fam, don't go without a reply!Cancel reply

Ad imageAd image
- Advertisement -

Latest News

websites to learn programming
16 Websites to Learn Programming/Coding for Free (Beginners to Advanced)
Internet & Data
May 12, 2025
Car Racing
7 High-Graphics Car Racing Games for Android Devices
Gaming
May 12, 2025
Blackview BL7000
Blackview Launches Two Game-Changing AI Devices: The BL7000 Rugged 5G Smartphone and MEGA 8 13-Inch AI Flagship Tablet
Featured
May 12, 2025
whatsapp meta
Meta Threatens Nigeria Exit, But FCCPC Says “You Can’t Run From Accountability”
Tech News
May 4, 2025

Stay Connected

5.9kFollowersLike
2.2kFollowersFollow
1.6kFollowersPin
1.2kFollowersFollow
1.9kSubscribersSubscribe
500FollowersFollow
637MembersFollow
NaijaknowhowNaijaknowhow
Follow US
© NAIJAKNOWHOW MEDIA (BN 2738473) | 2015 - 2025 All Rights Reserved.
  • About Us
  • Advertise
  • Banner Ads
  • Contact Us
  • Privacy Policy
  • Disclaimer
X
GET EXCLUSIVE CONTENT
SUBSCRIBE TO OUR CHANNEL