HomeTech TutorHow To Check Zenith Bank Account Balance (2022)

How To Check Zenith Bank Account Balance (2022)

This article contains ways to check or know your Zenith bank account balance without visiting the bank. Learn how to check using the USSD code, Zenith bank mobile app, Zenith Bank Internet Banking platform and Zenith Bank ZIVA.

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Zenith bank is one of the leading banks in Nigeria, which is engaged in delivering top banking and financial services to corporate enterprises and individuals. Consequently, opening and operating a bank account is quite easy because you’ll find them all around the popular cities, towns and villages in the country. In this article on Naijaknowhow, I’ll be sharing with you the different ways you can easily check your Zenith bank account balance without leaving your comfort zone.

While people frequently carry out their financial transactions with Zenith Bank PLC, there are those who must have forgotten their bank account number or perhaps, have no idea how they would check their current balance.

If you’ve ever been in situations where you really need to know the balance of your Zenith Bank account but don’t know how to go about it? Well, checking your account is now easy because Zenith Bank now has several ways you can do that from the comfort of your mobile device. With just a mobile phone, you can quickly access this needed information without visiting your bank.

That said, let’s dive right into the details of the write-up that reveals ways to check your Zenith bank account balance.

Zenith bank logo

Ways To Check Your Zenith Bank Account Balance

There are basically four reliable ways to know or check your Zenith bank account balance on your mobile phone or PC, these include — using the USSD code, using the Zenith bank mobile app, using the Zenith bank internet banking platform and using Zenith Bank ZIVA.

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Method 1: Check Zenith Account Balance via USSD code

To check Zenith Bank account balance on a mobile phone, navigate to your phone’s dial button, then…

  1. Dial the short code *966*00# from the line on which you receive bank alerts
  2. Register by entering the last 4 digits of your Debit Card number.
  3. Create and confirm your 4-digit PIN
  4. If successful, you will receive a “retrieving balance” message.
  5. An SMS arrives immediately with the current available balance


Method 2: Check Zenith Account Balance via Mobile App

check account balance on zenith bank app
Picture showing account balance on the Zenith bank app (Credit: www.naijaknowhow.net)

The second method here requires that you download, install and register to start using the Zenith Bank mobile application on Android or iOS. Of course, this can only be achieved on your internet-enabled smartphone, unlike the USSD method which is the direct opposite and can be used on any mobile phone be it a feature phone (AKA torch light phone).

  1. To get started with this method, simply download and install the Zenith Bank app through the buttons below on your preferred device.
    Zenith Bank Mobile App
    Zenith Bank Mobile App
    Developer: Zenith Bank
    Price: Free
    ‎Zenith Bank eaZymoney
    ‎Zenith Bank eaZymoney
    Developer: Zenith Bank PLC
    Price: Free
  2. Click on the Register button, then fill in the necessary details to create an account.
  3. After you’ve created an account, quickly sign in to check your account balance.

Method 3: Check Zenith Account Balance via Internet Banking

zenith bank internet banking
Zenith bank internet banking (Credit: www.zenithbank.com)
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This method works for those who haven’t activated their mobile banking and USSD code. However, if you’ve previously not used Zenith Bank Internet Banking, you have to visit the bank to register before you can begin to enjoy its unique features.

check balance via zenith bank internet banking
Check balance via Zenith Bank Internet Banking (Credit: www.naijaknowhow.net)
  • Simply visit https://www.zenithbank.com/internet-banking/ to get started. Take note that you need a bank token to start using the Zenith Bank Internet Banking platform.

Method 4: Check Zenith Bank Account Balance via ZIVA

Zenith bank ZIVA

Alternatively, if you aren’t satisfied with the methods highlighted above, you can try ZIVA on WhatsApp. ZIVA (Zenith Intelligent Virtual Assistant) is an intelligent chatbot on WhatsApp which is powered by artificial intelligence. ZiVA can help you check your balance, pay bills, buy data, transfer funds, open an account, view mini and full account statements, send your bank statement to embassies/other financial institutions, request/stop/confirm cheques, block cards, freeze account, log and track complaint, ATM/Branch locator and live chat.

  • To get started, just save their WhatsApp number +234-7040004422 on your phone line (where you receive Zenith Bank alerts) and say “hi” to them on WhatsApp.


That concludes our article on how to check Zenith Bank account balance on your mobile device or PC with or without an internet connection. Although there are other smart ways you can make an account balance enquiry without visiting the bank, these include communicating with Zenith bank customer support on their social media pages (Facebook, Twitter and Instagram), or chatting with them via the chat icon found on the bottom right section of their website.

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If you find this helpful, do let your friends using Zenith Bank get these tips by sharing them on your social media accounts. If you have queries or additions, kindly use the comment box below.

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Tech Enthusiast | Gadget Lover | Architect | Content & SEO Expert @ SEOEXPERTS.COM.NG | Inter Milan Fan ⚽. Writing history one piece at a time. You can connect with me on social media using the buttons below. Cheers!


  1. I opened the account for a while now nd have not been around to fund my account now I want to use it nd I can’t find it pls I need it back if u could help me get it back without visiting the bank for it.

Hey fam, don't go without a reply!

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