MTN Tariff Plans Breakdown: Which One Saves You the Most Money?

Are you a heavy caller, an avid internet user, or looking for the best value on airtime bonuses, MTN offers a variety of prepaid and postpaid tariff plans tailored to different needs. This post on Naijaknowhow provides an up-to-date list of tariff plans, call rates, and migration codes to help you choose the most cost-effective option.

Have you ever wondered:

“Which MTN tariff plan is the most affordable for making calls to family and friends without breaking the bank?”

After careful research, I’ve compiled a list of the best MTN tariff plans that can save you a lot of money on calls and data. These plans are perfect for those who want to minimise call expenses while still enjoying quality service.

If you’re looking for affordable call plans on other networks, check out these alternatives:

• 9mobile call tariff
• Airtel call tariff
• Glo call tariff 

Important Notice: We update this post regularly, but MTN may change its prepaid plan charges at any time. Before migrating to a new plan, always confirm the current rates and benefits.

Summary of All MTN Tariff Plans

Below is an overview of all MTN tariff plans in Nigeria along with their call rates, migration codes and airtime depletion rates:

Please check the main article below to learn more about the Call Rates and Airtime Depletion Rate. The table doesn’t do justice to plans such as XtraValue, AWUF4U, Yafun Yafun and XtraSpecial Postpaid, so I implore that you check the features out for more context.

How to Check Your Current MTN Tariff Plan

Want to know which MTN call tariff plan is active on your line? Before switching plans, it’s a good idea to check your current tariff. This post will guide you on how to verify your active MTN tariff plan quickly.

Note: MTN has discontinued some older plans such as Xtra Pro, SUPERSAVER PLUS, MTN ZONE, TruTalk+ and many more over the years.

Now, let’s dive straight into the top MTN call tariff plans in Nigeria and their subscription codes…

List of MTN Tariff Plans (Prepaid and Postpaid)

1. MTN Pulse

The MTN Pulse Plan (formerly MTN iPulse prepaid tariff) is a great choice if you’re looking for an affordable MTN tariff plan with low call rates and cheap data. Designed for heavy callers and data users, this plan offers some of the most competitive rates for calls and data.

Here’s everything you need to know about MTN Pulse:

Key Features of MTN Pulse:

1. Low Call Rates:
   • Calls to all local networks (on-net and off-net) are charged at a flat rate of ₦0.23k/sec (₦13.8/min).
2. Data Benefits:
   • 750MB 3-days data plan for ₦450
   • 1.2GB Weekly data plan + 1hr bolt-on service bonus for ₦700
   • 1GB Instagram/TikTok/YouTube bundle for ₦300
3. Pulse Nightlife Bundle:
   • Affordable data bundles for night owls: ₦80 for 500MB (up to 2GB)
4. SMS:
   • ₦6.00/SMS – Local off-net and on-net
5. Campus Zone Offer:
   • The special offer allows you to enjoy up to a 100% data bonus for every 100MB, 150MB, or 200MB used in any institution in Nigeria.
6. Pulse Points:
   • You can get Pulse Points when you make voice calls or activate selected data bundles, and exchange the points for:
     • Data Bundles
     • Nightlife Bundles
     • Instagram/TikTok/YouTube Bundles

How to Migrate to MTN Pulse:

To switch to the MTN Pulse plan, use any of the following options:

• Dial *406*1# or *123*2*2#.
• Simply text “406” to 131.
• myMTN App:
  • Logon to myMTN NG App
  • Click on your current plan at the top of the page
  • Click on ‘Change Plan’
  • Select ‘MTN Pulse’
  • ‘Confirm Migration’
• myMTN Web:
  1. Logon to https://mymtn.com.ng
  2. Enter your phone number.
  3. Enter OTP and select ‘Proceed’.
  4. On the top right corner of the home page, click your name.
  5. Select My Plan.
  6. Select Other Plans.
  7. Select MTN Pulse.

Call Duration with ₦100 Airtime:

• Call rate (60 seconds): ₦0.23k/sec X 60 secs = ₦13.8k/min.
• Total call time: ₦100 ÷ ₦13.8k = approximately 7 minutes and 15 seconds.

2. MTN XtraSpecial Prepaid

If you’re searching for an MTN tariff plan with no daily access fee, affordable call rates, and generous data plans, the MTN XtraSpecial Prepaid Plan is the perfect choice. This plan is designed for users who want to enjoy low call rates and extra data benefits without the hassle of daily charges.

Here’s everything you need to know about MTN XtraSpecial:

Key Features of MTN XtraSpecial:

1. Affordable Call Rates:
   • Flat rate of ₦0.22k/sec (₦13.2/min) for calls to all local networks in Nigeria.
   • No daily access fee: Unlike some other plans, MTN XtraSpecial does not require a daily subscription fee.
2. Discounted International Calls:
   • Call selected international destinations at the same flat rate of ₦0.15/sec (₦9/min).
3. Special Data Bundle:
   • 5GB for ₦1,500 – 30 Days Validity
   • 15GB for ₦3,500 – 30 Days Validity
4. SMS:
   • ₦6.00/SMS – Local off-net and on-net

How to Migrate to MTN XtraSpecial:

Switching to the MTN XtraSpecial plan is quick and easy. Use any of the following methods:

• Dial *408*1# and or dial *123*2*4#
• Text “408” to 131.
• myMTN NG App:
  • Login to myMTN NG App
  • Select ‘Other Plans’
  • Select ‘XtraSpecial’ and confirm migration.
• myMTN Web:
  • Logon to https://mymtn.com.ng
  • Enter your phone number.
  • Enter OTP and select ‘Proceed’.
  • On the top right corner of the home page, click your name.
  • Select My Plan.
  • Select Other Plans.
  • Select MTN XtraSpecial.

Call Duration with ₦100 Airtime:

• Call rate: ₦0.22k/sec (₦13.2/min).
• Total call time: ₦100 ÷ ₦13.2 = approx. 7 minutes and 34 seconds of call time.

3. MTN XtraValue Bundles

If you’re looking for a tariff plan that offers a perfect combination of airtime for voice calls and data, the MTN XtraValue Bundle Plan is an excellent choice. This plan is designed to cater to both heavy callers and data users, providing amazing bundles at affordable prices. This bundle is available to Xtravalue and Postpaid customers. Postpaid customers can also enjoy the bundle from their respective tariff plans.

Here’s everything you need to know about MTN XtraValue Bundles:

The MTN XtraValue Bundle Plan offers two main categories of bundles:

1. XtraTalk Bundles: Focuses on providing more airtime for voice calls with a smaller data volume.
2. XtraData Bundles: These offer more data volume with less airtime for voice calls.

Since we’re focusing on affordable call plans, we’ll dive deeper into the XtraTalk Bundles, which are ideal for users who prioritise voice calls.

Key Features of MTN XtraValue Bundles:

1. Affordable Bundles:
   • Bundles are available at different price points, starting from ₦500 up to ₦11,000.
   • Each bundle provides a combination of airtime for calls and data.
2. High Airtime Value:
   • XtraTalk Bundles offer significantly more airtime for calls compared to the cost of the bundle. For example:
     • ₦500 bundle gives you ₦2,500 airtime for calls.
     • ₦1,000 bundle gives you ₦5,000 airtime for calls. (Check the table below to access all the bundles.)
3. Data Inclusion:
   • Even though XtraTalk Bundles focus on voice calls, they also include a small amount of data. For example:
     • ₦500 bundle comes with 100MB of data.
     • ₦1,000 bundle comes with 300MB of data. (Check the table below to access all the bundles.)
4. International Calls:
   • Some bundles (e.g., XTRATALK 2000, 5000, and 11000) support roaming, making them ideal for travellers in these countries: the United States, Canada, India, Malaysia and China.
5. Bundle Rates:
   • This bundle rate applies to all the XtraTalk Bundles listed in the table below.
     • Voice Rate: ₦10.8/min
     • Data Rate: ₦35.4/MB
     • SMS: ₦6.00/SMS – Local (off-net and on-net) and roaming.
6. Automatic Migration:
   • Prepaid customers are automatically migrated to the XtraValue Plan after subscribing to any XtraValue Bundle.

XtraTalk Bundles: Pricing and Benefits

Here’s a breakdown of the XtraTalk Bundles:

When your bundles expire and you do not renew, your national calls will be charged at 30k/sec, standard International calls and National SMS at ₦6.

How to Migrate to XtraValue:

1. USSD: Dial *131*5# or *123*2#, then select your preferred bundle.
2. SMS: Send ‘XV’ to 312.

How to Check XtraValue Balance:

• Dial *310# to check your remaining airtime and data balance.

Call Rates and Airtime Depletion:

• Call rate: ₦36/min for both on-net and off-net calls.
• Calculation:
  • With a ₦500 bundle, you get ₦2,500 airtime for calls.
  • At ₦36/min, you’ll get approximately 69 minutes and 27 seconds of call time.

4. MTN mPulse

MTN has introduced a unique tariff plan called mPulse, specifically designed for kids and teenagers aged 9 to 15 years. This plan offers affordable call rates, exciting data bundles, and fun educational content, making it perfect for young users.

Here’s everything you need to know about the MTN mPulse Tariff Plan:

Key Features of MTN mPulse:

1. Affordable Call Rates:
   • Make national calls at just ₦0.20k/sec (₦12/min) to all local networks in Nigeria.
2. SMS:
   • ₦6.00/SMS – Local off-net and on-net
3. Data Bundles for Browsing:
   • 300MB Weekly Plan – ₦50, valid for 7 days (multiple subscriptions allowed).
   • 4GB Monthly Plan – ₦600, valid for 1 day (multiple subscriptions allowed).
4. Educational and Fun Content:
   • Access educational games, quizzes, and other engaging content designed for kids and teenagers.
5. Parental Control:
   • Parents can monitor and control their children’s usage through the Parent-Child Linking feature, ensuring a safe and balanced experience.
6. Add-ons:
   • Birthday Reward – Get ₦200 airtime as a special gift on your birthday.
   • Transfer from Parent – Receive a weekly or monthly airtime/data allowance from your linked parent.
   • mPulse Spelling Bee – Participate in the annual national spelling competition exclusively for mPulse customers and stand a chance to win exciting prizes.

How to Migrate to MTN mPulse:

Switching to the MTN mPulse plan is simple. Use any of the following methods:

1. Dial *344*1# or *123*2*3# from your MTN SIM.
2. Send “mPulse” to 131.
3. Download the MyMTN App, go to the Tariff Plan section, and select mPulse.

Call Duration with ₦100 Airtime:

• Call rate: ₦0.20k/sec (₦12/min)
• Total call time: ₦100 ÷ ₦12 = approx. 8 minutes and 20 seconds of call time.

5. MTN AWUF4U

If you’re looking for a tariff plan that rewards you with free airtime bonuses every time you recharge, the MTN AWUF4U Plan is the perfect choice. This special plan allows you to get up to 6X when you recharge ₦100 and above and 350% when you recharge between ₦1 & ₦99, making it ideal for users who want to maximise their call time.

This special tariff plan is available for all MTN prepaid and postpaid customers. International calls are not allowed on this plan; all international calls will be charged to your main airtime account. In addition, this special AWUF4U plan works with any of your existing tariff plans – Pulse, mPulse, XtraSpecial, etc.

Here’s everything you need to know about the MTN AWUF4U Plan:

Key Features of MTN AWUF4U:

1. Airtime Bonuses:
   • Recharge below ₦100: Get a 350% airtime bonus when you recharge between ₦1 and ₦99.
   • Recharge ₦100 and above: Get up to 6X airtime bonus (e.g., recharge ₦100 and get ₦600 total).
2. Affordable Call Rates:
   • Calls are charged at 68.8k/sec (₦41.28/min) to all local networks in Nigeria.
3. Data Bonus:
   • Receive an additional 200% data bonus ONLY when you recharge Awuf4U via MOMO recharge.
4. SMS:
   • N4.00/SMS capped at 75 SMS Weekly

How to Activate MTN AWUF4U Airtime Bonus:

To start enjoying the airtime bonuses, follow these steps:

1. Recharge by dialling *888*Recharge PIN#
2. Alternatively, use VTU or other eligible channels to recharge and receive your bonus.

MTN AWUF4U Airtime Validity:

How to Check MTN Awuf4U Balance:

• You can check your Awuf4U account balance by dialling the USSD code *310*14#

Call Duration with ₦100 Airtime:

• Recharge value: ₦100 + ₦500 (6X bonus)
• Total airtime: ₦600
• Call rate: 68.8k/sec (N41.28/min)
• Total call time: ₦600 ÷ ₦41.28 = approx. 14 minutes and 32 seconds

6. MTN YafunYafun

The MTN YafunYafun is a special tariff plan designed for new MTN customers. It offers an incredible 700% bonus on all recharges for 3 months, along with a 100% Data Bonus on selected data plans – 1 month on YafunYafun, and up to 90 days on other prepaid plans excluding Xtraspecial and Xtravalue. If you’re looking for a plan that gives you more value for your money, this is it!

Here’s everything you need to know about the MTN YafunYafun SIM Offer:

Key Features of MTN YafunYafun:

1. 700% Airtime Bonus:
   • All airtime recharges get a 700% bonus for 3 months.
2. New SIM Activation Bonus:
   • Enjoy a free ₦1,000 bonus (N800 for voice and N200 for data) upon SIM activation.
3. Call Rates:
   • Bonus account: Charged at ₦83k/sec (₦49.80/min)
     
   • Main account: Charged at ₦83k/sec (₦49.80/min)
     
4. SMS:
   • ₦6.00/SMS – Local off-net and on-net
5. PAYG Data:
   • Main account: ₦3.07/MB
   • Bonus account: ₦8.75/MB
6. Data Bonus:
   • 100% Data Bonus on some data activations
7. Validity:
   • The ₦1,000 SIM Activation Bonus is valid for 7 days.
   • 100% Data Bonus is valid for 3 months.
   • The 700% bonus offer lasts for 6 months. After this period, you’ll be automatically migrated to the MTN BetaTalk Tariff Plan.
8. Flexible Usage:
   • Use the bonus airtime to make calls, send SMS, and browse the internet at Pay-As-You-Go rates.

How to Activate MTN YafunYafun:

1. Purchase a new MTN SIM and register and activate it.
2. Select the MTN YafunYafun tariff plan from the USSD Menu that will be displayed.
3. Recharge by dialling *301* the recharge PIN#.
4. You’ll automatically receive the 700% bonus, which will be credited to a dedicated account. 300% of the bonus will be used for National Voice calls ONLY, while 400% of the bonus will be used for Data activities.

Note: If you fail to choose a tariff plan, you will be migrated to the YafunYafun plan by default.

How to Check YafunYafun Balance:

• N1000 SIM Activation bonus: Dial the *310# or *310*43#
• 700% YafunYafun Bonus: Dial *310# to view details of the bonus (total bonus, earliest bonus to expire and expiry date) and dial *323*4# to check your data bundle
• 50% airtime bonus: Dial the *310#.

Call Duration with ₦100 Airtime:

On this plan, kindly note that the 1st and 5th-minute calls in a day will be deducted from your main account, after which subsequent charges will occur from your YafunYafun bonus account or other bonus accounts.

• Recharge value: ₦100
• Bonus: ₦400 (for call) + ₦300 (for data).
• Total airtime: ₦500 (₦100 main + ₦400 airtime bonus for call).

Call Rates:

• Bonus account: ₦83k/sec (₦49.80k/min)
• Main account: ₦36k/sec (₦21.60k/min) – for 1st and 5th minute calls
• Main account: ₦83k/sec (₦49.80k/min) – standard call rate

Calculation:

• Bonus account usage: ₦400 ÷ ₦49.80/min = 8 minutes and 2 seconds
• Main account usage (for 1st and 5th minute calls): ₦43.2 = 2 minutes
• Main account balance after usage (standard call rate): ₦56.8 ÷ ₦49.80/min = 1 minute and 8 seconds.
• Total call time: Approximately 11 minutes and 10 seconds.

7. MTN XtraSpecial Postpaid

This is a unique tariff different from all the prepaid tariff plans listed here, this is because it utilises a postpaid style payment “Postpaid Credit Limit” where payments are allocated upfront, unlike where you recharge airtime on the prepaid tariff plans. In essence, you get credited upfront by MTN and pay before your billing cycle expires which is usually on the 5th day of the month.

The XtraSpecia Postpaid offers customers a flat rate of ₦0.20k/sec to all networks (on-net and off-net) in Nigeria from the very first second. On this plan, you also get to enjoy discounted international call rates to five countries at ₦31.2k/min (Zone 1) and ₦62.4k/min (Zone 2). The Zone 1 countries are the United States (excl. Alaska & Virgin Islands), Canada, India and Malaysia, while the Zone 2 countries are China, and the United States (Alaska & Virgin Islands).

Here’s everything you need to know about the MTN XtraSpecial Postpaid:

Key Features of MTN XtraSpecial Postpaid:

1. No Access Fee:
   • It does not attract any daily, weekly or monthly subscription fee or access fee.
2. Postpaid Credit Limit:
   • This is monthly upfront airtime allocated to postpaid customers which can be used to enjoy calls, data and SMS.
3. ₦2,000 Onboarding Credit Limit:
   • You will receive an instant ₦2,000 onboarding credit limit upon activation of a new SIM or migration to postpaid.
4. Call Rates:
   • National: ₦0.20k/sec to all networks (on-net and off-net) in Nigeria from the very first second.
   • International: ₦31.2k/min (Zone 1) and ₦62.4k/min (Zone 2) to five countries.
5. Cheap Data Plans:
   • Compared to other prepaid tariff plans, customers of XtraSpecial Postpaid pay less for data bundles.
     • 5GB for ₦1,500 (monthly)
     • 15GB for ₦3,500 (monthly)
     • 35GB for ₦7,000 (monthly)
     • 40GB for ₦9,000 (2-monthly)

How to check XtraSpecial Postpaid Credit limit Balance:

• Dial *310# to check your Credit Limit at any time.

How to Activate XtraSpecial Postpaid:

• For existing prepaid customers: Dial *409# and enter BVN to complete the migration to Postpaid.
• For new customers: Visit the nearest MTN office, fill out the activation form and pay a ₦2,000 one-time activation fee.

How to Pay Your XtraSpecial Postpaid Bill:

To pay your XtraSpecial Postpaid bill to avoid service suspension, you can use any of the payment options below.

1. Pay your bill through myMTN NG App
2. MoMo Recharge
3. Airtime Recharge
4. Online
   • Bill pay – https://selfservice.mtn.ng/payment/bill
   • MTN Topit
   • Zigi Chat
   • MTN OnDemand – *904#
   • Quickteller/MTN Direct Top up: https://quickteller.com/mtnpostpaid
   • Jumia – https://pay.jumia.com.ng/services/airtime
   • Flutterwave – https://mtnondemand.flutterwave.com
5. Pay your bill using our bank account. Use invoice ID, Account ID or Phone number to pay directly into the following MTN collection banks
   

   Bank	Account Number
   Access Bank	0001613058
   Citigroup	0009561073
   Fidelity Bank	5020113159
   GTBank	0001260051
   Keystone Bank	1001275174
   Standard Chartered Bank	0000026787
   Stanbic IBTC Bank	9202037598
   UBA	1003182609
   Zenith International Bank	1010487672

6. Pay your bill at any MTN service centreMake payment (Cash, Cheque & Electronic card payment) when you visit an MTN store.

Call Duration with ₦100 from Credit Limit:

• Call rate: ₦12/min for both on-net and off-net calls.
• Spending ₦100 from your Credit Limit for calls.
• Total call time: ₦100 ÷ ₦12/min, you’ll get approximately 8 minutes and 20 seconds of call time.

Conclusion

Choosing the right MTN tariff plan can help you save money on calls and data while enjoying the best value for your needs. Whether you’re a heavy caller, a data lover, or looking for airtime bonuses, MTN offers a variety of prepaid and postpaid plans to suit different preferences.

From the affordable MTN Pulse and XtraSpecial plans to the rewarding AWUF4U and Yafun Yafun bonuses, each plan comes with unique benefits. Before switching, always confirm the latest call rates and migration codes to ensure you’re getting the best deal.

I hope this guide has helped you find the most cost-effective MTN tariff plan. If you have any questions, experiences with these plans or think there are better tariff plans that weren’t listed, feel free to share in the comments. Also, check out our guides on Airtel, Glo, and 9mobile tariff plans for even more options.