NaijaknowhowNaijaknowhowNaijaknowhow
  • Home
  • Guides
  • Apps & Software
  • Tech News
  • Phones
    • iPhone
    • Infinix
    • Nokia
    • OPPO
    • Samsung
    • TECNO
    • Xiaomi
    • More Phones
      • HONOR
      • Huawei
      • Gionee
      • Innjoo
      • itel
      • LEAGOO
      • Lenovo
      • LG
      • Motorola
      • Sony
      • Vivo
      • Other Smartphones
  • More
    • Internet & data
      • Telcos
      • Internet & Data
      • Call Tariffs
    • Operating System
      • Android
      • Apple iOS
      • iPadOS
      • macOS
      • Windows
    • Banking & Finance
    • Buying Guide
    • Computers
    • Gaming
    • Video Tutorial
    • Gadgets
    • Accessories
    • Online Business
    • Wearables
    • Featured
  • Advertise
  • Contact Us
  • My Bookmarks
Search
  • Customize Interests
  • About Us
  • Contact
  • Advertise
© NAIJAKNOWHOW MEDIA
Notification Show More
Font ResizerAa
NaijaknowhowNaijaknowhow
Font ResizerAa
Search
  • Home
  • Guides
  • Apps & Software
  • Tech News
  • Phones
    • iPhone
    • Infinix
    • Nokia
    • OPPO
    • Samsung
    • TECNO
    • Xiaomi
    • More Phones
  • More
    • Internet & data
    • Operating System
    • Banking & Finance
    • Buying Guide
    • Computers
    • Gaming
    • Video Tutorial
    • Gadgets
    • Accessories
    • Online Business
    • Wearables
    • Featured
  • Advertise
  • Contact Us
  • My Bookmarks
Follow US
  • About Us
  • Advertise
  • Banner Ads
  • Contact Us
  • Privacy Policy
  • Disclaimer
© NAIJAKNOWHOW MEDIA
AutomobileBuying Guide

Best Websites To Buy Car And Pay Later in Nigeria (2023)

By
Shadrach Oladimeji
Last updated: June 6, 2023
Share
8 Min Read
SHARE

Buying and paying later has made most of the impossible possible in Nigeria, and these days people can now get what they want even when they don’t have the financial capacity to acquire it at once. Buying now and paying later has made the purchase of electronics, phones, and even cars on loan possible in Nigeria. Are you looking for how to buy a car and pay later (in instalments) in Nigeria? Here’s a list of websites to buy a car and pay later in Nigeria.

Contents
List of Top 3 Websites To Buy a Car and Pay Later (Installment) In Nigeria1. Autochek — www.autochek.africa/ng2. Cars45 — www.cars45.com3. Betacar — www.betacar.ngConclusionRelated Posts:

Now you can buy your dream car on loan and once you’ve followed the right steps and submitted the needed documents, you’ll be given your key and you’d be expected to make monthly payments as agreed.

If you want to know the sites that allow people to buy a car and pay later in Nigeria, I’ve listed these websites here on NaijaKnowHow and you can also check out the best websites that offer “buy now and pay later” services in Nigeria.

List of Top 3 Websites To Buy a Car and Pay Later (Installment) In Nigeria

While some people prefer to buy cars from websites that allow others to sell their old or used cars, these websites are the best you’ll find online if you want to pay in instalments, and buying a car from these platforms is very easy. All it requires is that you must be a salary earner with a bank account and a bank identification number (BVN). An ID Card is also required. With that said, here’s a list of the best websites to buy a car and pay later in Nigeria.

1. Autochek — www.autochek.africa/ng

websites to buy car and pay later

Autochek is one of the biggest websites in Nigeria where you can buy both new and used cars, and it’s also a website that’ll allow you to sell your cars as well, they offer car financing and they also help in getting the right vehicle that’ll suit your demands. On Autochek you can get a car by applying for a loan and there’ll be a certain amount you’ll be paying every month till you’ve completed your payment. They have an annual interest rate starting from 18% and can spread the repayment period up to 24 months.

Also Read:  10+ Cheapest Online Shopping Sites in Nigeria (2025)

Sometimes, you’d be given prior to the agreement you have with them when you visit their branch in person. If you ever want to be a car owner in Nigeria and you want to have your own car by buying one and paying later, Autochek is one of the best websites to visit.

Here are some documents you need to have available before applying for a car loan with Autochek. As a salary earner, you will be needing the following documents – Work ID, Government Issued ID, Utility Bill and 12 Months Bank Statement (for the current year). However, as a business owner, you will be needing the following documents – CAC Certificate, CAC Form 2, Form 7, Government Issued ID, Utility Bill and 12 Months Bank Statement (for the current year).

2. Cars45 — www.cars45.com

websites to buy car and pay later

Cars45 is another top website in Nigeria where you can buy cars, sell cars and sometimes swap cars. They’re known for being one of the best car sellers and buyers in Nigeria, you can always find affordable cars on their website and also cars in good health and perfect condition. For buying a car and paying later, they’ve introduced a loan policy that’ll enable both salary earners and business owners to buy a car and pay later.

You can apply for Cars45 Financing if you have plans to buy a car and pay later, you’ll need to make payments every month till it has been completed in 12 months and there is a 1.25% interest rate that is applied to this financing option. Cars45 is one of the best websites to buy a car and pay later in Nigeria.

3. Betacar — www.betacar.ng

Betacar

Betacar is one of the best websites to buy Tokunbo cars in Nigeria, you can get good working cars at an affordable price on their website, and if you also want to buy a car on loan from them, it’s very easy and they also make their payment tenure lengthy for people to pay at a comfortable time. Whether you’re a salary earner or a business owner, you can easily buy a car from Betacar and pay later.

Also Read:  4 Reliable International Online Shopping Sites That Ship to Nigeria

Betacar payment tenure ranges from 12-24 months and before you can get a vehicle on loan, you’ll need to deposit an initial amount of not less than 30% of the car value but first, you’ll need the loan calculator to calculate your wages and how you’ll be paying them every month. Betacar is one of the best out there and if you need a car on loan, you can always trust them to deliver.

Conclusion

When choosing a mode of purchasing their first car, a lot of Nigerians opt for buying from a foreign car marketplace with millions of salvage cars, and afterwards proceed to look for a reliable clearing agent locally to help them clear their vehicles. These processes can sometimes be tedious especially if you don’t know your way around them. This is why some people prefer to buy from a Nigerian-based car seller with the help of a Buy Now Pay Later platform.

IchieTech is an automobile tech site that discusses vehicles and autos. If you’re wondering where you can get helpful car maintenance and automobile tips, you can learn a lot by simply reading their helpful guidelines.

For purchasing cars and paying later in Nigeria, these are the best websites you can use to buy a car and pay later, they all offer quality and affordable cars in Nigeria and their car finance policies are always the best. Last but not the least, while striving to purchase your preferred car, don’t forget to insure your new vehicle with the help of these insurance companies in Nigeria.

Related Posts:

  • Best Websites to Sell Cars in Nigeria
  • How To Buy a Phone and Pay Later in Nigeria
  • Best Online Phone Stores in Nigeria
  • Cheapest 5G Phones in & Key Specs, Price and Where to Buy
10 Most Wanted Smartphones in the 27th Week of 2021
10 Most Wanted Smartphones in the 32nd Week of 2021
Best Marketplace Apps for Buying and Selling in 2023
7 Things to Consider Before Buying a New Phone in Nigeria
16 Websites to Learn Programming/Coding for Free (Beginners to Advanced)
TAGGED:AutomobileBest WebsitesBuy Car and Pay Later in NigeriaBuy Car OnlineBuy Now Pay LaterCarCarsWebsites To Buy Car and Pay LaterWhere To Buy Car and Pay Later
Share This Article
Facebook Whatsapp Whatsapp
Share
Shadrach Oladimeji
ByShadrach Oladimeji
Follow:
Gamer, blogger, and content writer with a passion for web design and development. Blending creativity with technology to craft engaging experiences.
Previous Article Best Online Game Stores In Nigeria Best Online Game Stores In Nigeria To Buy Games (2023)
Next Article websites to sell cars in Nigeria 7 Best Websites to Sell Cars (Old, Used & New) in Nigeria (2023)
Leave a Comment Leave a Comment

Hey fam, don't go without a reply!Cancel reply

Ad imageAd image
- Advertisement -

Latest News

cloud storage
7 Free and Best Cloud Storage Apps for Android, iOS, and PC
Internet & Data
July 8, 2025
Mobile Scanner Apps
No Printer? No Problem! 10 Best Scanner Apps for Quick Docs
Apps & Software
July 7, 2025
PPSSPP - play PSP games on Android
How to Play PSP Games on Android Using PPSSPP Emulator
Gaming
July 4, 2025
how to call number that blocked you
How to Call a Number That Blocked You in Nigeria
Tech Tutor
July 4, 2025

Stay Connected

5.9kFollowersLike
2.2kFollowersFollow
1.6kFollowersPin
1.2kFollowersFollow
1.9kSubscribersSubscribe
500FollowersFollow
637MembersFollow
NaijaknowhowNaijaknowhow
Follow US
© NAIJAKNOWHOW MEDIA (BN 2738473) | 2015 - 2025 All Rights Reserved.
  • About Us
  • Advertise
  • Banner Ads
  • Contact Us
  • Privacy Policy
  • Disclaimer
X
GET EXCLUSIVE CONTENT
SUBSCRIBE TO OUR CHANNEL