How to Check Bank Account Balance in Nigeria (Codes) in 2023

If you find yourself without internet access and need to check your bank account balance on your mobile phone, don’t worry because you can obtain your balance using a USSD code, even if you don’t have an active internet bundle on your device. In this article, you will find a list of USSD codes to check bank account balances on your mobile phones — Access (Diamond), Ecobank, Fidelity, FCMB, First Bank, GTBank, Heritage, Stanbic IBTC, Keystone, Polaris, Sterling, UBA, Unity, Wema and Zenith Bank.

The introduction of easy-to-access banking platforms (e-banking) has made checking our bank account balance easier and faster. We can bank using Internet banking, mobile banking (app), or via ATM. However, the effectiveness of most of these platforms depends on internet connectivity.

Here on Naijaknowhow, you’ll find a list of all bank’s USSD codes to check your bank account balance directly on your mobile phone. You can as well navigate and check your favourite bank below…

All Nigerian Bank USSD Codes To Check Account Balance (Summary Table)

How to Check Your Bank Account Balance on Your Mobile Phone (Via USSD Code)

1. Access (Diamond) Bank

Here’s how to check Access Bank account balance via USSD code;

• To check your Access Bank account balance on your mobile phone, navigate to the phone’s dial button, then dial *901*00# » Authenticate using a four (4) digit security code (You can create a security code using the Menu option). Your account balance is immediately generated after this has been provided.
• Alternatively, you can use *426*00# previously used to check your Access Bank account balance.

2. ALAT Bank

Here’s how to check ALAT Digital Bank account balance via USSD code;

• To check your ALAT Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *945*0#

3. Ecobank

Here’s how to check Ecobank account balance via USSD code;

• To check Ecobank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *326*0# with the phone number registered and linked to your account.

Note: A service charge of N5 applies on each transaction.

4. Fidelity Bank

Here’s how to check Fidelity Bank account balance via USSD code;

• To check Fidelity Bank account balance inquiry on your mobile phone… Navigate to the phone’s dial button, then dial *770*0#

5. FCMB

Here’s how to check FCMB account balance via USSD code;

• To see your FCMB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *329*00#. (Make the number is associated with your FCMB account)

6. First Bank

Here’s how to check First Bank account balance via USSD code;

• To check your First Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *894*00#

7. GTBank

Here’s how to check GTBank account balance via USSD code;

• To know your GTB account balance on your mobile phone… Navigate to the phone’s dial button, then dial *737*6*1# » follow the prompt commands that will appear on your screen.

8. Heritage Bank

Here’s how to check Heritage Bank account balance via USSD code;

• To check Heritage Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *322*030# and follow the on-screen prompts.

9. Keystone Bank

Here’s how to check Keystone Bank account balance via USSD code;

• To check your Keystone Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7111*1# and follow the on-screen prompts.

10. Stanbic IBTC

Here’s how to check Stanbic IBTC Bank account balance via USSD code;

• To check Stanbic Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *909*1*1# and follow the on-screen prompts.

11. Polaris Bank

Here’s how to check Polaris Bank (Skye) account balance via USSD code;

To check your Polaris Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *833*6# and follow the on-screen prompts.

12. Sterling Bank

Here’s how to check Sterling Bank account balance via USSD code;

• To check your Sterling Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *822*6#.

13. UBA

Here’s how to check UBA account balance via USSD code;

• To check your UBA account balance on your mobile phone… Navigate to the phone’s dial button, then dial *919*00# » enter the last 4 digits of the PIN (first-time users only)

Note: First time users should insert a unique 4 digit PIN. Use PIN that can be easily remembered but if forgotten, contact UBA customer care for a PIN reset.

14. Unity Bank

Here’s how to check Unity Bank account balance via USSD code;

• To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *7799*0# on the number you registered with.

15. Union Bank

Here’s how to check Union Bank account balance via USSD code;

• To check your Unity Bank account balance on your mobile phone… Navigate to the phone’s dial button, then dial *826*4# to setup (MTN, Globacom, Airtel, and 9mobile subscribers only)

16. WEMA Bank

Here’s how to check WEMA Bank account balance via USSD code;

• To check your WEMA Bank account balance on your mobile phone… Dial *945*0# » provide your PIN when prompted and your balance is displayed.

Note: Do you have the need to change your USSD PIN, dial *945*00# provide your current PIN and confirm the new PIN when prompted.

17. Zenith Bank

Here’s how to check  Zenith Bank account balance via USSD code;

To check Zenith Bank account balance on your mobile phone… Navigate to the phone’s dial button, then follow the steps below…

1. Dial the shortcode *966*00# from the line on which you receive AlertZ
2. Register by entering the last 4 digits of your Debit Card number.
3. Create and confirm your 4 digit PIN
4. If successful, you will receive a “retrieving balance” message.
5. An SMS arrives immediately with your current available balance

Conclusion:

This is the compilation of all USSD codes for checking your bank’s account balance/inquiry directly on your mobile device. This post shall constantly be updated if those codes keep changing, and help us by commenting when there is a change. Remember to share this article on your social media accounts using the share button below, let other people get this useful information. Thanks for reading.

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